ADVANCED MORTGAGE SOLUTIONS LIMITED
🌳Matureactive
05670052 · ltd · incorporated 2006-01-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£1.6k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 61-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,551
Net assets shrinking
Down £1,070 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£2k
↓ 41% YoY
Current Assets
£2k
↓ 45% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £1.6k | £2.6k |
| Current assets | £2.0k | £3.7k |
| Net assets | £1.6k | £2.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-05-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-01📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-01📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-01📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-05-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2006-01-11➕INCE, Louise Ann appointedsecretary
- 2006-01-11➕INCE, Louise Ann appointeddirector
- 2006-01-11➖ALPHA REGISTRARS LIMITED resignedcorporate-secretary
- 2006-01-09🏢Company incorporatedAs ADVANCED MORTGAGE SOLUTIONS LIMITED
- 2006-01-09➕INCE, Gary John Anthony appointeddirector
- 2006-01-09➕ALPHA REGISTRARS LIMITED appointedcorporate-secretary
- 2006-01-09➕INCORPORATE SECRETARIAT LIMITED appointedcorporate-nominee-secretary
- 2006-01-09➖INCORPORATE SECRETARIAT LIMITED resignedcorporate-nominee-secretary
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gary John Anthony Ince Individual · British · DOB 12/1965 · age 61 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| 2AJF LTD→ 15271718 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A & J QUANT CAPITAL LTD→ 16501402 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A S WHITAKER INVESTMENTS LIMITED→ 11758296 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A.S MORTGAGE SOLUTIONS LTD→ 15407499 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVANCED MORTGAGES LTD→ 12198598 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADVOCATE MORTGAGE & PROTECTION LTD→ 16586658 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGENTIS FINANCIAL AND MORTGAGE SOLUTIONS LIMITED→ 08914933 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| AHADRA LIMITED→ 06922330 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AIIC GROUPCO 1 LTD→ 08318842 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ALBERT CAPITAL LIMITED→ 08917116 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ALEXANDER FINANCE LIMITED→ 01063308 · est 1972 · no financials extracted | — | — | — | — | 53y | — | — |
| ALL ABOUT MORTGAGES LIMITED→ 14872312 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-01-09
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
4 Hetley Close
Brampton
Huntingdon
PE28 4GN
England
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-23
Last: 2026-01-09
Officers (3 active · 2 resigned)
Active
INCE, Gary John Anthony→
Activedirector · ~61y · appointed 2006-01-09
View their other companies + combined net worth →
INCE, Louise Ann→
Activedirector · ~55y · appointed 2006-01-11
View their other companies + combined net worth →
ALPHA REGISTRARS LIMITED→
Resignedcorporate-secretary · appointed 2006-01-09 · resigned 2006-01-11
INCORPORATE SECRETARIAT LIMITED→
Resignedcorporate-nominee-secretary · appointed 2006-01-09 · resigned 2006-01-09
Click a director name to see their full track record across all companies.
Recent filings (58 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-27
change-person-director-company-with-change-date
officers · CH01
2025-05-23
change-person-secretary-company-with-change-date
officers · CH03
2025-05-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-01
change-person-director-company-with-change-date
officers · CH01
2025-05-01
change-person-director-company-with-change-date
officers · CH01
2025-05-01
change-person-secretary-company-with-change-date
officers · CH03
2025-05-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-13