ARMORIC FREIGHT INTERNATIONAL (HOLDINGS) LIMITED

🌳Matureactive
05700008 · ltd · incorporated 2006-02-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 20.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£892.7k
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Freight transport by road
Sector: Transportation & storage
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 20.1y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 20.1 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
8 officers (2 active, 8 linked, 5 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
75 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £892,696

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£893k
~ YoY
Current Assets
£1.0m
~ YoY
Current Liabilities
—
£0£207k£414k£621k£828k£1.0mSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-09-302024-09-30
Total assets£892.7k£892.7k
Current assets£1.03M£1.04M
Cash—£111
Debtors£1.03M£1.04M
Net assets£892.7k£892.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
  1. 2026-03-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-13
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  3. 2024-06-10
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2023-06-23
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2022-06-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-03-10
    ➖
    DE-VRIES, Evert Pieter resigned
    director
  7. 2022-03-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2022-03-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2022-03-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2022-03-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2022-02-18
    ➕
    LEWIS, Katherine Margaret appointed
    director
  12. 2022-02-18
    ➕
    WILLCOCK, Kevin James appointed
    director
  13. 2021-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-11-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2020-11-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2020-11-17
    🔓
    Charge satisfied #2
  17. 2020-11-17
    🔓
    Charge satisfied #1
  18. 2020-11-16
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  19. 2020-11-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2020-11-16
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  21. 2020-11-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2020-11-16
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  23. 2020-11-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  24. 2020-11-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  25. 2020-10-27
    ➖
    PAYNE, Marc Oscar Stummpenhusen resigned
    secretary
  26. 2020-10-27
    ➕
    DE-VRIES, Evert Pieter appointed
    director
  27. 2020-10-27
    ➖
    PAYNE, Marc Oscar Stummpenhusen resigned
    director
  28. 2020-10-27
    ➖
    PAYNE, Maureen Lynda Stummpenhusen resigned
    director
  29. 2020-10-27
    🔒
    Charge registered #3
    Lender: Paragon Business Finance PLC
  30. 2006-05-19
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  31. 2006-05-19
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  32. 2006-02-06
    🏢
    Company incorporated
    As ARMORIC FREIGHT INTERNATIONAL (HOLDINGS) LIMITED
  33. 2006-02-06
    ➕
    PAYNE, Marc Oscar Stummpenhusen appointed
    secretary
  34. 2006-02-06
    ➕
    TEMPLE SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  35. 2006-02-06
    ➖
    TEMPLE SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  36. 2006-02-06
    ➕
    PAYNE, Marc Oscar Stummpenhusen appointed
    director
  37. 2006-02-06
    ➕
    PAYNE, Maureen Lynda Stummpenhusen appointed
    director
  38. 2006-02-06
    ➕
    COMPANY DIRECTORS LIMITED appointed
    corporate-nominee-director
  39. 2006-02-06
    ➖
    COMPANY DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Armoric International Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Armoric International Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
ARMORIC FREIGHT INTERNATIONAL (HOLDINGS) LIMITED
This company · 05700008

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Armoric International Limited
Corporate entity
75–100%
—75-100% shares27/10/2020
1 historic (ceased) PSC
  • Mr Marc Oscar Stummpenhusen Payneceased 27/10/2020· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-02-06
Jurisdictionengland-wales
Primary SIC49410 — Freight transport by road

Registered office

14 Barn Close
Langage Industrial Estate
Plympton
Devon
PL7 5HQ
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-02-20
Last: 2026-02-06

Officers (2 active · 6 resigned)

LEWIS, Katherine Margaret→
director · ~53y · appointed 2022-02-18
View their other companies + combined net worth →
Active
WILLCOCK, Kevin James→
director · ~53y · appointed 2022-02-18
View their other companies + combined net worth →
Active
PAYNE, Marc Oscar Stummpenhusen→
secretary · appointed 2006-02-06 · resigned 2020-10-27
Resigned
TEMPLE SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2006-02-06 · resigned 2006-02-06
Resigned
DE-VRIES, Evert Pieter→
director · ~65y · appointed 2020-10-27 · resigned 2022-03-10
Resigned
PAYNE, Marc Oscar Stummpenhusen→
director · ~75y · appointed 2006-02-06 · resigned 2020-10-27
Resigned
PAYNE, Maureen Lynda Stummpenhusen→
director · ~75y · appointed 2006-02-06 · resigned 2020-10-27
Resigned
COMPANY DIRECTORS LIMITED→
corporate-nominee-director · appointed 2006-02-06 · resigned 2006-02-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Paragon
Paragon Business Finance PLC
A registered charge1 property27/10/2020—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Debenture1 property19/05/200617/11/2020
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property19/05/200617/11/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (75 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-06-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-20
termination-director-company-with-name-termination-date
officers · TM01
2022-03-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-03-08
appoint-person-director-company-with-name-date
officers · AP01
2022-03-08
appoint-person-director-company-with-name-date
officers · AP01
2022-03-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-29