ACE OF DIAMONDS LIMITED
🌳Matureactive
05709346 · ltd · incorporated 2006-02-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 20.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£244.9k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 43130
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 20.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 20.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £244,909
Key financials
2 years extracted from filed iXBRL accountsCash
£74k
Net Worth
£245k
Current Assets
£269k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £290.6k | — |
| Current assets | £269.2k | — |
| Cash | £73.9k | — |
| Debtors | £181.5k | — |
| Net assets | £244.9k | — |
| Average employees | — | 1100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2025-10-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-03📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-03📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-01📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-07-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-10-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-04-03➖CARTWRIGHT, Jayne Amanda resigneddirector
- 2009-04-03➖CARTWRIGHT, Philip David resigneddirector
- 2007-04-04🔒Charge registered #2Lender: Unimains Limited
- 2006-03-28🔒Charge registered #1Lender: Hsbc Bank PLC
- 2006-02-28➕CARTWRIGHT, Paula Jayne appointedsecretary
- 2006-02-28➕CARTWRIGHT, Christopher appointeddirector
- 2006-02-28➕CARTWRIGHT, Paula Jayne appointeddirector
- 2006-02-28➖WATERLOW SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2006-02-28➕CARTWRIGHT, Jayne Amanda appointeddirector
- 2006-02-28➕CARTWRIGHT, Philip David appointeddirector
- 2006-02-28➖WATERLOW NOMINEES LIMITED resignedcorporate-nominee-director
- 2006-02-14🏢Company incorporatedAs ACE OF DIAMONDS LIMITED
- 2006-02-14➕WATERLOW SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2006-02-14➕WATERLOW NOMINEES LIMITED appointedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Cartwright Individual · British · DOB 07/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Paula Jayne Cartwright Individual · British · DOB 08/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · PL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & E PLUMBING LTD→ 11925851 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A D WILLIAMS BUILDING CONTRACTORS LIMITED→ 09907782 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| A GAS ENGINEER LIMITED→ 14192784 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A&D INSTALLATIONS LIMITED→ 15758716 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABOUT BUILDING CONSTRUCTION LTD→ 16232741 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABSOLUTE FLOORING (SOUTH WEST) LIMITED→ 07143094 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ABSOLUTE PLUMBING AND HEATING SW LTD→ 15889155 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCOMPLISHED PLUMBING & BATHROOMS LIMITED→ 15441461 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACD ELECTRICAL GREEN-TECH LIMITED→ 14123564 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACE DOUBLE GLAZING LTD→ 08367506 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ACE FIRE PROPERTIES LIMITED→ 04374206 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| ACE PLANT HIRE & GROUNDWORKS SERVICES LTD→ 10363402 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-02-14
Jurisdictionengland-wales
Primary SIC43130 — SIC 43130
Registered office
6 Houndiscombe Road
Plymouth
Devon
PL4 6HH
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-28
Last: 2026-02-14
Officers (3 active · 4 resigned)
CARTWRIGHT, Paula Jayne→
Activesecretary · appointed 2006-02-28
View their other companies + combined net worth →
CARTWRIGHT, Christopher→
Activedirector · ~54y · appointed 2006-02-28
View their other companies + combined net worth →
CARTWRIGHT, Paula Jayne→
Activedirector · ~55y · appointed 2006-02-28
View their other companies + combined net worth →
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2006-02-14 · resigned 2006-02-28
CARTWRIGHT, Jayne Amanda→
Resigneddirector · ~58y · appointed 2006-02-28 · resigned 2009-04-03
CARTWRIGHT, Philip David→
Resigneddirector · ~58y · appointed 2006-02-28 · resigned 2009-04-03
WATERLOW NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2006-02-14 · resigned 2006-02-28
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Unimains Unimains Limited | Rent deposit | 1 property | 04/04/2007 | — | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 28/03/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (68 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-09
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-24
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-17
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-02
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-17
change-person-director-company-with-change-date
officers · CH01
2021-02-03
change-person-director-company-with-change-date
officers · CH01
2021-02-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-02-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-02-01