A TO Z FINANCIAL PLANNING LIMITED
💤Zombieactive
05714997 · ltd · incorporated 2006-02-20
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
10 officers (2 active, 10 linked, 7 with DOB)
84
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 3 officers
Last 180 days
5
filings
- • 3 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2026-03-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-25📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-03-24➕WARD, Sam Philip appointedsecretary
- 2026-03-24➕WARD, Sam Philip appointeddirector
- 2026-03-24➖HESKETH, David John Philip resigneddirector
- 2026-03-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-05-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-09-23📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-09-23📄legacyaccounts · PARENT_ACC
- 2024-09-23📄legacyother · AGREEMENT2
- 2024-09-23📄legacyother · GUARANTEE2
- 2024-08-16➖HEPWORTH, Julie Suzanne resigneddirector
- 2024-08-16➖WILKINSON, Ian Mitcheal resigneddirector
- 2024-08-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-27📄resolutionresolution · RESOLUTIONS
- 2023-06-27📄resolutionresolution · RESOLUTIONS
- 2023-06-22📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-06-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-06-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-06-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-08➖ZIVKOVIC, Andria resignedsecretary
- 2023-06-08➕HEPWORTH, Julie Suzanne appointeddirector
- 2023-06-08➕HESKETH, David John Philip appointeddirector
- 2023-06-08➕WILKINSON, Ian Mitcheal appointeddirector
- 2023-06-08➖ZIVKOVIC, Andria resigneddirector
- 2023-06-08➖ZIVKOVIC, Margaret resigneddirector
- 2006-02-20🏢Company incorporatedAs A TO Z FINANCIAL PLANNING LIMITED
- 2006-02-20➕GRAEME, Paul Gordon appointedsecretary
- 2006-02-20➖GRAEME, Paul Gordon resignedsecretary
- 2006-02-20➕ZIVKOVIC, Andria appointedsecretary
- 2006-02-20➕GRAEME, Lesley Joyce appointeddirector
- 2006-02-20➖GRAEME, Lesley Joyce resigneddirector
- 2006-02-20➕ZIVKOVIC, Andria appointeddirector
- 2006-02-20➕ZIVKOVIC, Margaret appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Pfm Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Pfm Group Limited
Corporate parent · holds 75-100% shares
⬇
A TO Z FINANCIAL PLANNING LIMITED
This company · 05714997
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Pfm Group Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 08/06/2023 |
2 historic (ceased) PSCs
- Mrs Margaret Zivkovicceased 08/06/2023· 25-50% shares · 25-50% voting
- Mr Andria Zivkovicceased 08/06/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A-Z PLUS BUILDING SURVEYORS LIMITED→ 11847603 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AMS STRUCTURES LTD→ 12572858 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ANDERS PSYCHOLOGICAL THERAPIES LTD→ 17011924 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ANDY CAMPBELL RECYCLING (WALLASEY) LTD.→ 06310726 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ANGLIAN BAKERY AND CATERING SUPPLIERS LIMITED→ 12518594 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ANGLIN ASSOCIATES LIMITED→ 09416804 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ANNETTS FURNITURE WORLD LIMITED→ 05319250 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ANTHONY CROOK MOTORS LIMITED→ 09091299 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| APA WATER RESOURCES LIMITED→ 08018594 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| APORT LTD→ 10094935 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AQZID PROPERTY LTD→ 15827354 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARGUS INVESTMENT COMPANY LIMITED→ OE025601 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-02-20
Jurisdictionengland-wales
Primary SIC99999 — SIC 99999
Registered office
Lancaster House Ackhurst Business Park
Foxhole Road
Chorley
PR7 1NY
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-03-06
Last: 2026-02-20
Officers (2 active · 8 resigned)
Active
WARD, Sam Philip→
Activedirector · ~40y · appointed 2026-03-24
View their other companies + combined net worth →
GRAEME, Paul Gordon→
Resignedsecretary · appointed 2006-02-20 · resigned 2006-02-20
ZIVKOVIC, Andria→
Resignedsecretary · appointed 2006-02-20 · resigned 2023-06-08
GRAEME, Lesley Joyce→
Resigneddirector · ~73y · appointed 2006-02-20 · resigned 2006-02-20
HEPWORTH, Julie Suzanne→
Resigneddirector · ~52y · appointed 2023-06-08 · resigned 2024-08-16
HESKETH, David John Philip→
Resigneddirector · ~45y · appointed 2023-06-08 · resigned 2026-03-24
WILKINSON, Ian Mitcheal→
Resigneddirector · ~56y · appointed 2023-06-08 · resigned 2024-08-16
ZIVKOVIC, Andria→
Resigneddirector · ~69y · appointed 2006-02-20 · resigned 2023-06-08
ZIVKOVIC, Margaret→
Resigneddirector · ~69y · appointed 2006-02-20 · resigned 2023-06-08
Click a director name to see their full track record across all companies.
Recent filings (78 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-03-25
appoint-person-secretary-company-with-name-date
officers · AP03
2026-03-25
appoint-person-director-company-with-name-date
officers · AP01
2026-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-27
accounts-with-accounts-type-dormant
accounts · AA
2026-01-20
accounts-with-accounts-type-dormant
accounts · AA
2025-05-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-27
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-09-23
legacy
accounts · PARENT_ACC
2024-09-23
legacy
other · AGREEMENT2
2024-09-23
legacy
other · GUARANTEE2
2024-09-23
termination-director-company-with-name-termination-date
officers · TM01
2024-08-16
termination-director-company-with-name-termination-date
officers · TM01
2024-08-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-29