EJS WEALTH MANAGEMENT LIMITED

🌳Matureactive
05718878 · ltd · incorporated 2006-02-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (4 active, 4 linked, 2 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Feb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 address
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-02-27
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-11-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-09-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-09-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-04-02
    📍
    change-sail-address-company-with-old-address-new-address
    address · AD02
  6. 2024-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2023-05-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-07-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-11-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-04-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2021-04-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2021-04-07
    ➕
    SCHOOLS, James appointed
    director
  13. 2020-11-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2020-03-06
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  15. 2020-02-28
    ➕
    SCHOOLS, Aimee Grace appointed
    secretary
  16. 2019-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2018-06-22
    📍
    move-registers-to-sail-company-with-new-address
    address · AD03
  19. 2018-06-22
    📍
    change-sail-address-company-with-old-address-new-address
    address · AD02
  20. 2006-02-22
    🏢
    Company incorporated
    As EJS WEALTH MANAGEMENT LIMITED
  21. 2006-02-22
    ➕
    SCHOOLS, Sharon Marie appointed
    secretary
  22. 2006-02-22
    ➕
    SCHOOLS, Edwin James appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Edwin James Schools
Individual · British · DOB 06/1960 · age 66
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · BS postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CYPRESSA M13 LIMITED→
13315063 · est 2021 · no financials extracted
————5y——
CYPRESSA M15 LIMITED→
13315042 · est 2021 · no financials extracted
————5y——
DAVIES-COUSINS COMPLIANCE LTD→
15605476 · est 2024 · no financials extracted
————2y——
EICHLER PROPERTY LTD→
10833713 · est 2017 · no financials extracted
————8y——
ENITOR LTD→
13013415 · est 2020 · no financials extracted
————5y——
ENVELOP CORPORATE CAPITAL LTD→
12222508 · est 2019 · no financials extracted
————6y——
ENVELOP RISK ANALYTICS LIMITED→
10531277 · est 2016 · no financials extracted
————9y——
ENVELOP RISK SERVICES LIMITED→
13951819 · est 2022 · no financials extracted
————4y——
ETHOKEN CAR RENTAL LTD→
15935132 · est 2024 · no financials extracted
————1y——
EUREKA INTERNATIONAL GOLD UK LIMITED→
16456866 · est 2025 · no financials extracted
———————
EUROPA GROUP LIMITED→
03279177 · est 1996 · no financials extracted
————29y——
EUROPA UNDERWRITING LIMITED→
03872760 · est 1999 · no financials extracted
————26y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-02-22
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

S21 Kestrel Court Harbour Road
Portishead
Bristol
BS20 7AN
England

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-08
Last: 2026-02-22

Officers (4 active · 0 resigned)

SCHOOLS, Aimee Grace→
secretary · appointed 2020-02-28
View their other companies + combined net worth →
Active
SCHOOLS, Sharon Marie→
secretary · appointed 2006-02-22
View their other companies + combined net worth →
Active
SCHOOLS, Edwin James→
director · ~66y · appointed 2006-02-22
View their other companies + combined net worth →
Active
SCHOOLS, James→
director · ~33y · appointed 2021-04-07
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (52 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-28
change-person-director-company-with-change-date
officers · CH01
2025-09-19
change-person-director-company-with-change-date
officers · CH01
2025-09-18
change-sail-address-company-with-old-address-new-address
address · AD02
2025-04-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-24
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-23
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-20