ALFAULD HOLDINGS LTD
🌳Matureactive
05745690 · ltd · incorporated 2006-03-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£3.64M
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 67-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 67/100. Strong seller-intent signal (83/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 20.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 20.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
55 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £3,637,703
Cash YoY
+18%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£26k
↑ 18% YoY
Net Worth
£3.6m
↑ 4.2% YoY
Current Assets
£3.2m
↑ 9.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £3.65M | £3.54M |
| Current assets | £3.20M | £2.93M |
| Cash | £26.1k | £22.2k |
| Debtors | £2.57M | £2.35M |
| Net assets | £3.64M | £3.49M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-12-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-04-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-05-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-04-01📄change-person-director-company-with-change-dateofficers · CH01
- 2013-07-11🔒Charge registered #4Lender: Barclays Bank PLC
- 2013-05-22🔒Charge registered #3Lender: Barclays Bank PLC
- 2010-05-22🔓Charge satisfied #2
- 2010-05-18🔓Charge satisfied #1
- 2009-02-06🔒Charge registered #2Lender: Royal Bank of Scotland PLC
- 2006-05-03🔒Charge registered #1Lender: Christopher Mathew Roebuck and Philip John Hircock
- 2006-03-16🏢Company incorporatedAs ALFAULD HOLDINGS LTD
- 2006-03-16➕BINNS, Robert Anthony appointedsecretary
- 2006-03-16➕BINNS, Nigel Edward appointeddirector
- 2006-03-16➕BINNS, Robert Anthony appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nigel Edward Binns Individual · British · DOB 06/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/03/2024 |
Mr Robert Anthony Binns Individual · British · DOB 03/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · WS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABODE BUILDING (LICHFIELD) LIMITED→ 07682466 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ADNIC HOLDINGS LIMITED→ 16348122 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AH HOLDINGS AND INVESTMENTS LIMITED→ 12111387 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AIDAN A HOLDINGS LTD→ 16078004 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AINSWORTH COUNTRY HOLDINGS LTD→ 12747854 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AL MILLER HOLDINGS LTD→ 14350015 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALBION ACQUISITIONS LIMITED→ 13227246 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ALBION MIDCO LIMITED→ 13227337 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ALEXANDER BROTHERS HOLDINGS LIMITED→ 15677731 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALEXANDRA GLADSTONE HOLDINGS LTD→ 16142381 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALLGROUP PACKAGING HOLDINGS LIMITED→ 15389887 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALLIED PACIFIC HOLDINGS LTD→ 13763447 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-03-16
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Hanover Court, 5 Queen Street
Lichfield
Staffordshire
WS13 6QD
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-03-30
Last: 2026-03-16
Officers (3 active · 0 resigned)
BINNS, Robert Anthony→
Activesecretary · appointed 2006-03-16
View their other companies + combined net worth →
BINNS, Nigel Edward→
Activedirector · ~65y · appointed 2006-03-16
View their other companies + combined net worth →
BINNS, Robert Anthony→
Activedirector · ~67y · appointed 2006-03-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 11/07/2013 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 22/05/2013 | — | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Legal charge | 1 property | 06/02/2009 | 22/05/2010 | |
| satisfied | Christopher Mathew Roebuck and Philip John Hircock | Debenture | 1 property | 03/05/2006 | 18/05/2010 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (55 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-09
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-02
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-04-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-18
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-01
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2021-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2020-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-01-31