CHANCELLOR FINANCIAL MANAGEMENT LIMITED

🌳Matureactive
05766948 · ltd · incorporated 2006-04-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£264.3k
book net assets
Opportunity
81/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 60-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (3 active, 8 linked, 5 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
84 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £264,268
Cash YoY
+25%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£360k
↑ 25% YoY
Net Worth
£264k
↑ 8.0% YoY
Current Assets
£440k
↑ 20% YoY
Current Liabilities
—
£0£88k£176k£264k£352k£440kMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-312024-05-31
Total assets£276.2k£261.3k
Current assets£440.0k£368.0k
Cash£359.8k£287.3k
Debtors£80.2k£80.7k
Net assets£264.3k£244.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 persons-with-significant-control
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2026-03-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  2. 2025-09-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-09-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-11-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-10-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-09-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-09-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-10-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-01-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-10-17
    📄
    resolution
    resolution · RESOLUTIONS
  12. 2017-10-17
    📄
    capital-alter-shares-subdivision
    capital · SH02
  13. 2017-10-17
    📄
    capital-name-of-class-of-shares
    capital · SH08
  14. 2017-08-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2017-06-01
    ➕
    TORKINGTON, David Alan appointed
    director
  16. 2017-03-31
    ➕
    FARNELL, Patricia Dawn appointed
    secretary
  17. 2017-03-31
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  18. 2012-11-05
    ➖
    SMALLRIDGE, Deborah Elizabeth resigned
    secretary
  19. 2012-11-05
    ➖
    SMALLRIDGE, John resigned
    director
  20. 2006-11-07
    ➕
    FARNELL, Grant appointed
    director
  21. 2006-05-17
    ➖
    BLAND, Nicholas resigned
    secretary
  22. 2006-05-17
    ➕
    SMALLRIDGE, Deborah Elizabeth appointed
    secretary
  23. 2006-05-17
    ➖
    BLAND, Hubert Whalley resigned
    director
  24. 2006-05-17
    ➖
    BLAND, Nicholas resigned
    director
  25. 2006-05-16
    ➕
    SMALLRIDGE, John appointed
    director
  26. 2006-04-03
    🏢
    Company incorporated
    As CHANCELLOR FINANCIAL MANAGEMENT LIMITED
  27. 2006-04-03
    ➕
    BLAND, Nicholas appointed
    secretary
  28. 2006-04-03
    ➕
    BLAND, Hubert Whalley appointed
    director
  29. 2006-04-03
    ➕
    BLAND, Nicholas appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 20 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Grant Farnell
Individual · British · DOB 07/1967 · age 59
50–75%
50–75%50-75% shares · 50-75% voting06/04/2016
Mrs Patricia Dawn Farnell
Individual · British · DOB 05/1967 · age 59
25–50%
25–50%25-50% shares · 25-50% voting19/06/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-04-03
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

6 The Courtyard Calvin Street
The Valley
Bolton
BL1 8PB

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-04-17
Last: 2026-04-03

Officers (3 active · 5 resigned)

FARNELL, Patricia Dawn→
secretary · appointed 2017-03-31
View their other companies + combined net worth →
Active
FARNELL, Grant→
director · ~59y · appointed 2006-11-07
View their other companies + combined net worth →
Active
TORKINGTON, David Alan→
director · ~60y · appointed 2017-06-01
View their other companies + combined net worth →
Active
BLAND, Nicholas→
secretary · appointed 2006-04-03 · resigned 2006-05-17
Resigned
SMALLRIDGE, Deborah Elizabeth→
secretary · appointed 2006-05-17 · resigned 2012-11-05
Resigned
BLAND, Hubert Whalley→
director · ~105y · appointed 2006-04-03 · resigned 2006-05-17
Resigned
BLAND, Nicholas→
director · ~70y · appointed 2006-04-03 · resigned 2006-05-17
Resigned
SMALLRIDGE, John→
director · ~81y · appointed 2006-05-16 · resigned 2012-11-05
Resigned

Click a director name to see their full track record across all companies.

Recent filings (84 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-17