AUTO CAPITAL LIMITED
Opportunity 74/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 45). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 3 lenders · oldest 18.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 18.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-06-30 |
|---|---|
| Total assets | £6.46M |
| Current assets | £9.11M |
| Cash | £567.9k |
| Debtors | £534.2k |
| Net assets | £6.46M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (33 events)Click to expand
- 2026-06-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-09-29📄accounts-with-accounts-type-mediumaccounts · AA
- 2025-06-29📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2024-07-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-06-29📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-29📄accounts-with-accounts-type-fullaccounts · AA
- 2022-06-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-06-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-04-29📄accounts-with-accounts-type-fullaccounts · AA
- 2022-04-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-04-21🔓Charge satisfied #5
- 2021-09-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-09-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-04-21📄accounts-with-accounts-type-fullaccounts · AA
- 2020-04-30📄accounts-with-accounts-type-fullaccounts · AA
- 2019-06-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-03-25📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-12-03📄mortgage-satisfy-charge-partmortgage · MR04
- 2017-12-07🔓Charge satisfied #4
- 2017-12-07🔓Charge satisfied #3
- 2017-12-07🔓Charge satisfied #2
- 2017-08-04🔒Charge registered #5Lender: Metro Bank PLC
- 2016-09-09➖AL AMOOD, Ahmed Wathib resigneddirector
- 2011-11-25🔒Charge registered #4Lender: Hsbc Bank PLC
- 2011-11-25🔒Charge registered #3Lender: Hsbc Bank PLC
- 2011-11-03🔒Charge registered #2Lender: Hsbc Bank PLC
- 2008-11-01➖ALAMOOD, Aussamah resignedsecretary
- 2008-02-15🔒Charge registered #1Lender: Brixton Northfields 6 Limited
- 2008-01-08➕AL AMOOD, Ahmed Wathib appointeddirector
- 2006-04-21🏢Company incorporatedAs AUTO CAPITAL LIMITED
- 2006-04-21➕ADAM, Sulieman appointeddirector
- 2006-04-21➕ALAMOOD, Aussamah appointedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Sa Magna Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Sa Magna Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2022 |
2 historic (ceased) PSCs
- Capital Holding Group Limitedceased 06/04/2022· 75-100% shares · 75-100% voting · board control
- Mr Suleiman Adamceased 26/10/2020· 75-100% shares · 75-100% voting · board control · significant influence · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| A - Z HAND CAR WASH LTD→ 14509075 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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| ASHIQ MOTORS LTD→ 15350410 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AUTO ELECTRICAL LTD→ 17067953 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AUTO FAST REPAIR LTD→ 14882184 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AUTO KENYA LTD→ 06398801 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| AUTO KEYS & SECURITY LTD→ 15192290 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Metro Bank Metro Bank PLC | A registered charge | 1 property | 04/08/2017 | 21/04/2022 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 25/11/2011 | 07/12/2017 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 25/11/2011 | 07/12/2017 | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 03/11/2011 | 07/12/2017 | |
| outstanding | Brixton Northfields 6 Brixton Northfields 6 Limited | Rent deposit deed | 1 property | 15/02/2008 | — |