1ST CHOICE MOTS (RUSTINGTON) LTD.
- · Oldest live charge 19.5y old — refinance window within 12 months
Opportunity 72/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 19.5y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 19.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £92.6k | £75.2k |
| Current assets | £73.4k | £57.9k |
| Cash | £24.3k | — |
| Debtors | £21.1k | — |
| Net assets | £29.5k | £66.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 accounts
- • 1 persons-with-significant-control
Corporate timeline (37 events)Click to expand
- 2026-02-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-12-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-29🔒Charge registered #3Lender: Barclays Security Trustee Limited
- 2021-10-04📄resolutionresolution · RESOLUTIONS
- 2021-10-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-10-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2021-10-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-10-01➕HILLS, Peter Nicholas Andrew appointedsecretary
- 2021-10-01➕HILLS, Peter Nicholas Andrew appointeddirector
- 2021-10-01➕LAURIE, Stewart Neil appointeddirector
- 2021-09-30➖AYLING, Janice Sandra resignedsecretary
- 2021-09-30➖AYLING, Janice Sandra resigneddirector
- 2021-09-30➖AYLING, Mark John resigneddirector
- 2021-09-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-09-15🔓Charge satisfied #2
- 2021-09-15🔓Charge satisfied #1
- 2007-02-09🔒Charge registered #2Lender: Hsbc Bank PLC
- 2006-10-25🔒Charge registered #1Lender: Hsbc Bank PLC
- 2006-04-25🏢Company incorporatedAs 1ST CHOICE MOTS (RUSTINGTON) LTD.
- 2006-04-25➕AYLING, Janice Sandra appointedsecretary
- 2006-04-25➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2006-04-25➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2006-04-25➕AYLING, Janice Sandra appointeddirector
- 2006-04-25➕AYLING, Mark John appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Peter Nicholas Andrew Hills Individual · British · DOB 04/1977 · age 49 | 25–50% | — | 25-50% shares | 01/10/2021 |
Mr Stewart Neil Laurie Individual · British · DOB 05/1969 · age 57 | 25–50% | — | 25-50% shares | 01/10/2021 |
2 historic (ceased) PSCs
- Mr Mark John Aylingceased 30/09/2021· 25-50% shares · 25-50% voting
- Mrs Janice Sandra Aylingceased 30/09/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Automotive · BN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 121CARBUYER.COM LTD→ 14867294 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1ST CLASS AUTOCARE LIMITED→ 16561697 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 24/7 MOBILE TYRE GUYS LTD→ 17128408 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 3 JAYS CAR SALES LIMITED→ 13347655 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 32 CLASSICS LTD→ 15062064 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 4 YOUR WHEEL ONLY LIMITED→ 14299108 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A AND R MOTORS LTD→ 15589140 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A J ROBERTSON LIMITED→ 07319662 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| A-2-Z CAR SALES LTD→ 04948536 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| A.B. AUTOS (ARUNDEL) LIMITED→ 08493825 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| A.C PRESTIGE LIMITED→ 11352148 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A&E AUTOS LTD→ 15037396 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 29/12/2021 | — | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 09/02/2007 | 15/09/2021 | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 25/10/2006 | 15/09/2021 |