ACCRUED HOLDINGS LIMITED
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
6 live charges · 4 lenders · oldest 18.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 18.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 |
|---|---|
| Average employees | 2 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (31 events)Click to expand
- 2025-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-17📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-19📄resolutionresolution · RESOLUTIONS
- 2022-05-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-05-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-01-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-10-24🔓Charge satisfied #6
- 2018-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-14📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-25📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-11-28🔓Charge satisfied #4
- 2014-11-28🔓Charge satisfied #3
- 2014-11-28🔓Charge satisfied #2
- 2014-10-10🔒Charge registered #6Lender: Lindley Trustees Limited as Trustees of the Daniel Cranefield and Retirement Benefits Scheme
- 2014-08-05🔒Charge registered #5Lender: Hsbc Asset Finance (UK) LTD
- 2010-06-30➖CARROLL, Eileen resignedsecretary
- 2008-06-06🔒Charge registered #4Lender: Hsbc Invoice Finance (UK) Limited
- 2008-06-05🔒Charge registered #3Lender: Hsbc Bank PLC
- 2008-06-05🔒Charge registered #2Lender: Hsbc Bank PLC
- 2008-03-06🔒Charge registered #1Lender: Hsbc Bank PLC
- 2007-05-04➕CARROLL, Eileen appointedsecretary
- 2007-04-30➖MURPHY, Louise Rachel resignedsecretary
- 2006-05-03🏢Company incorporatedAs ACCRUED HOLDINGS LIMITED
- 2006-05-03➕CRANEFIELD, Daniel William appointeddirector
- 2006-05-03➕MURPHY, Louise Rachel appointedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Accrued Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Accrued Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/12/2021 |
1 historic (ceased) PSC
- Mr Daniel William Cranefieldceased 15/12/2021· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3TTECHGROUP LTD→ 14632979 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 5XP ENGINEERING LTD→ 10349378 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 6BB LTD→ 14441408 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 80:20 BUSINESS AND FINANCE SOLUTIONS LTD→ 07223023 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| 9CW04 HOLDINGS LIMITED→ 10253998 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A2B SEARCHES LIMITED→ 07798129 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ABBOTT HOLTHAM LTD→ 08301647 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACCOUNTANCY SERVICES NORTH WEST LIMITED→ 03333090 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| ACCOUNTANT PAL LTD→ 14092918 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACCOUNTEXCEL LIMITED→ 08703694 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACCRINGTON CONTAINER STORAGE LIMITED→ 10709472 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCURATE PRECISION INTERNATIONAL CO. LIMITED→ 03201295 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lindley Trustees as Trustees of the Daniel Cranefield and Retirement Benefits Scheme / Daniel William Cranefield Lindley Trustees Limited as Trustees of the Daniel Cranefield and Retirement Benefits Scheme / Daniel William Cranefield | A registered charge | 1 property | 10/10/2014 | 24/10/2019 | |
| outstanding | HSBC Hsbc Asset Finance (UK) LTD / Hsbc Equipment Finance (UK) LTD | A registered charge | 1 property | 05/08/2014 | — | |
| satisfied | HSBC Hsbc Invoice Finance (UK) Limited | Legal mortgage | 3 properties | 06/06/2008 | 28/11/2014 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 05/06/2008 | 28/11/2014 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 05/06/2008 | 28/11/2014 | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 06/03/2008 | — |