1ST FINANCIAL SERVICES(LONDON) LIMITED

🌳Matureactive
05837853 · ltd · incorporated 2006-06-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
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Turnover
—
year to Mar 2025
Net worth
£211.5k
book net assets
Opportunity
81/100
Exceptional
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 74-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (4 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £211,504

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£212k
↑ 20% YoY
Current Assets
£322k
↓ 14% YoY
Current Liabilities
—
£0£75k£150k£226k£301k£376kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£215.0k£189.4k
Current assets£321.6k£376.1k
Net assets£211.5k£176.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-11-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-09-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-11-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-09-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-01-24
    📄
    capital-allotment-shares
    capital · SH01
  6. 2021-09-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-06-23
    📄
    memorandum-articles
    incorporation · MA
  8. 2021-06-23
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2021-01-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2021-01-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2021-01-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2021-01-01
    ➕
    FOSTER, Tina Yashwant appointed
    director
  13. 2021-01-01
    ➕
    ONDHIA, Bhaven appointed
    director
  14. 2020-10-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2019-09-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2018-11-07
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  17. 2018-10-24
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  18. 2018-10-23
    ➕
    FOSTER, Tina Yashwant appointed
    secretary
  19. 2018-10-23
    ➖
    JONES, Jacqueline Anne resigned
    secretary
  20. 2018-10-23
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  21. 2006-12-08
    ➕
    TOSAR, Yashwantkumar Jadavji Naran appointed
    director
  22. 2006-12-08
    ➖
    TOSAR, Yashwantkumar Jadavji Naran resigned
    director
  23. 2006-06-06
    🏢
    Company incorporated
    As 1ST FINANCIAL SERVICES(LONDON) LIMITED
  24. 2006-06-06
    ➕
    JONES, Jacqueline Anne appointed
    secretary
  25. 2006-06-06
    ➕
    TOSAR, Yashwantkumar Jadavji Naran appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

83/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Yashwantkumar Jadavji Naran Tosar
Individual · British · DOB 08/1952 · age 74
75–100%
—75-100% shares06/06/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-06-06
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

11 Shirwell Crescent, Furzton Lake
Milton Keynes
Bucks
MK4 1GA

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-29
Last: 2025-07-15

Officers (4 active · 2 resigned)

FOSTER, Tina Yashwant→
secretary · appointed 2018-10-23
View their other companies + combined net worth →
Active
FOSTER, Tina Yashwant→
director · ~48y · appointed 2021-01-01
View their other companies + combined net worth →
Active
ONDHIA, Bhaven→
director · ~58y · appointed 2021-01-01
View their other companies + combined net worth →
Active
TOSAR, Yashwantkumar Jadavji Naran→
director · ~74y · appointed 2006-12-08
View their other companies + combined net worth →
Active
JONES, Jacqueline Anne→
secretary · appointed 2006-06-06 · resigned 2018-10-23
Resigned
TOSAR, Yashwantkumar Jadavji Naran→
director · ~74y · appointed 2006-06-06 · resigned 2006-12-08
Resigned

Click a director name to see their full track record across all companies.

Recent filings (53 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-18
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-15
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-06
capital-allotment-shares
capital · SH01
2022-01-24
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-26
memorandum-articles
incorporation · MA
2021-06-23
resolution
resolution · RESOLUTIONS
2021-06-23
change-person-director-company-with-change-date
officers · CH01
2021-01-07