AMIGA PROPERTIES LIMITED

🌳Matureactive
05856618 · ltd · incorporated 2006-06-23
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 17.2y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Active trading company with a 76-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (93/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · oldest 17.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 17.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 2 address
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2026-03-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2026-03-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-12-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-12-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-08-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2020-08-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2020-08-18
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  12. 2019-12-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2019-12-07
    🔓
    Charge satisfied #1
  14. 2019-11-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2019-11-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2019-11-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2019-11-27
    🔓
    Charge satisfied #4
  18. 2019-11-27
    🔓
    Charge satisfied #3
  19. 2019-11-27
    🔓
    Charge satisfied #2
  20. 2019-11-18
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  21. 2019-11-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  22. 2019-11-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  23. 2019-11-13
    🔓
    Charge satisfied #6
  24. 2019-11-13
    🔓
    Charge satisfied #5
  25. 2009-07-28
    🔒
    Charge registered #6
    Lender: Barclays Bank PLC
  26. 2009-07-28
    🔒
    Charge registered #5
    Lender: Barclays Bank PLC
  27. 2009-07-28
    🔒
    Charge registered #4
    Lender: Barclays Bank PLC
  28. 2009-04-21
    🔒
    Charge registered #3
    Lender: Barclays Bank PLC
  29. 2009-04-21
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  30. 2009-04-21
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  31. 2006-06-23
    🏢
    Company incorporated
    As AMIGA PROPERTIES LIMITED
  32. 2006-06-23
    PHILLIPS, Gaye Vanessa appointed
    secretary
  33. 2006-06-23
    PHILLIPS, Gaye Vanessa appointed
    director
  34. 2006-06-23
    PHILLIPS, Michael Joseph appointed
    director
  35. 2006-06-23
    TEMPLE SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  36. 2006-06-23
    TEMPLE SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  37. 2006-06-23
    COMPANY DIRECTORS LIMITED appointed
    corporate-nominee-director
  38. 2006-06-23
    COMPANY DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 76 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Gaye Vanessa Phillips
Individual · British · DOB 04/1954 · age 72
2550%
25-50% shares01/07/2016
Mr Michael Joseph Phillips
Individual · British · DOB 04/1950 · age 76
2550%
25-50% shares01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-06-23
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Unit C
Corporation Street
Taunton
Somerset
TA1 4AW
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-04
Last: 2025-07-21

Officers (3 active · 2 resigned)

PHILLIPS, Gaye Vanessa
secretary · appointed 2006-06-23
View their other companies + combined net worth →
Active
PHILLIPS, Gaye Vanessa
director · ~72y · appointed 2006-06-23
View their other companies + combined net worth →
Active
PHILLIPS, Michael Joseph
director · ~76y · appointed 2006-06-23
View their other companies + combined net worth →
Active
TEMPLE SECRETARIES LIMITED
corporate-nominee-secretary · appointed 2006-06-23 · resigned 2006-06-23
Resigned
COMPANY DIRECTORS LIMITED
corporate-nominee-director · appointed 2006-06-23 · resigned 2006-06-23
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/07/200913/11/2019
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/07/200913/11/2019
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/07/200927/11/2019
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/04/200927/11/2019
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/04/200927/11/2019
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/04/200907/12/2019

Recent filings (66 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-27
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-04
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-24
change-person-director-company-with-change-date
officers · CH01
2020-08-18
change-person-director-company-with-change-date
officers · CH01
2020-08-18