AMIGA PROPERTIES LIMITED
- · Oldest live charge 17.2y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (93/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
6 live charges · oldest 17.2y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 17.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 address
Corporate timeline (38 events)Click to expand
- 2026-03-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-18📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-18📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-18📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-12-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-12-07🔓Charge satisfied #1
- 2019-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-27🔓Charge satisfied #4
- 2019-11-27🔓Charge satisfied #3
- 2019-11-27🔓Charge satisfied #2
- 2019-11-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-11-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-13🔓Charge satisfied #6
- 2019-11-13🔓Charge satisfied #5
- 2009-07-28🔒Charge registered #6Lender: Barclays Bank PLC
- 2009-07-28🔒Charge registered #5Lender: Barclays Bank PLC
- 2009-07-28🔒Charge registered #4Lender: Barclays Bank PLC
- 2009-04-21🔒Charge registered #3Lender: Barclays Bank PLC
- 2009-04-21🔒Charge registered #2Lender: Barclays Bank PLC
- 2009-04-21🔒Charge registered #1Lender: Barclays Bank PLC
- 2006-06-23🏢Company incorporatedAs AMIGA PROPERTIES LIMITED
- 2006-06-23➕PHILLIPS, Gaye Vanessa appointedsecretary
- 2006-06-23➕PHILLIPS, Gaye Vanessa appointeddirector
- 2006-06-23➕PHILLIPS, Michael Joseph appointeddirector
- 2006-06-23➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2006-06-23➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2006-06-23➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2006-06-23➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 76 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Gaye Vanessa Phillips Individual · British · DOB 04/1954 · age 72 | 25–50% | — | 25-50% shares | 01/07/2016 |
Mr Michael Joseph Phillips Individual · British · DOB 04/1950 · age 76 | 25–50% | — | 25-50% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/07/2009 | 13/11/2019 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/07/2009 | 13/11/2019 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/07/2009 | 27/11/2019 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/04/2009 | 27/11/2019 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/04/2009 | 27/11/2019 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/04/2009 | 07/12/2019 |