BANKS RESTAURANTS & HOTELS LIMITED
💤Zombieactive
05874875 · ltd · incorporated 2006-07-13
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 19.7y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 19.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 1 with DOB)
75
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
64 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2017-09-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2016-12-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 2016-04-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-08📄gazette-notice-compulsorygazette · GAZ1
- 2014-05-01🔓Charge satisfied #2
- 2014-05-01🔓Charge satisfied #1
- 2006-08-21🔒Charge registered #2Lender: National Westminster Bank PLC
- 2006-08-21🔒Charge registered #1Lender: National Westminster Bank PLC
- 2006-07-13🏢Company incorporatedAs BANKS RESTAURANTS & HOTELS LIMITED
- 2006-07-13➕BANKS, Anna Fiona Margaret appointedsecretary
- 2006-07-13➕BANKS, Peter John appointeddirector
- 2006-07-13➕L & A SECRETARIAL LIMITED appointedcorporate-nominee-secretary
- 2006-07-13➖L & A SECRETARIAL LIMITED resignedcorporate-nominee-secretary
- 2006-07-13➕L & A REGISTRARS LIMITED appointedcorporate-nominee-director
- 2006-07-13➖L & A REGISTRARS LIMITED resignedcorporate-nominee-director
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "BANKS" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
78/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Peter John Banks Individual · British · DOB 07/1968 · age 58 | — | 25–50% | board control25-50% voting · board control | 06/04/2016 |
Mrs Anna Fiona Margaret Banks Individual · British · DOB 05/1966 · age 60 | — | 25–50% | 25-50% voting | 06/04/2016 |
2 historic (ceased) PSCs
- Mr John Lionel Banksceased 24/05/2017· 25-50% shares
- Mrs Valerie Grace Banksceased 24/05/2017· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · HG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 63A-SUSHI (HARROGATE) LTD→ 12482163 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A CASA DI ALESSIA LIMITED→ 12420911 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ABUS HARROGATE LTD→ 16838184 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACCESS RETAIL SOLUTIONS LTD→ 13172338 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACRS PROPERTIES LIMITED→ 15388999 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADAM BALTI & PIZZA LIMITED→ 12442127 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ASCOT HOUSE HOTEL LIMITED→ 02273498 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| BAO YING LTD→ 16702123 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BARBECU LTD→ 15247000 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BARRATTS PROPERTY MANAGEMENT LIMITED→ 16848261 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BELSFIELD COURT MANAGEMENT COMPANY LIMITED→ 00941037 · est 1968 · no financials extracted | — | — | — | — | 57y | — | — |
| BEVAN'S CATERING LTD→ 11607866 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-07-13
Jurisdictionengland-wales
Primary SIC55100 — Hotels and similar accommodation
Registered office
Horsemill House Horsemill Lane
Bishop Monkton
Harrogate
North Yorkshire
HG3 3QB
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-05
Last: 2025-06-21
Officers (2 active · 2 resigned)
BANKS, Anna Fiona Margaret→
Activesecretary · appointed 2006-07-13
View their other companies + combined net worth →
BANKS, Peter John→
Activedirector · ~58y · appointed 2006-07-13
View their other companies + combined net worth →
L & A SECRETARIAL LIMITED→
Resignedcorporate-nominee-secretary · appointed 2006-07-13 · resigned 2006-07-13
L & A REGISTRARS LIMITED→
Resignedcorporate-nominee-director · appointed 2006-07-13 · resigned 2006-07-13
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge over licensed premises | 1 property | 21/08/2006 | 01/05/2014 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 21/08/2006 | 01/05/2014 |
Recent filings (64 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-10
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-07-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-01-04