CHARLES WILSON PROPERTIES LIMITED
Opportunity 70/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 13 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
20 live charges · 2 lenders · oldest 19.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 19.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £374.1k | £357.0k |
| Current assets | £5.9k | £1.6k |
| Cash | £5.9k | £1.6k |
| Net assets | £-60.2k | £-74.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (51 events)Click to expand
- 2026-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-07-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-10-24🔓Charge satisfied #13
- 2009-12-01➖WILSON, Ian Brice resigneddirector
- 2007-12-07🔒Charge registered #20Lender: Paragon Mortgages Limited
- 2007-11-24🔓Charge satisfied #9
- 2007-11-21🔓Charge satisfied #6
- 2007-11-21🔓Charge satisfied #5
- 2007-11-21🔓Charge satisfied #3
- 2007-11-21🔓Charge satisfied #2
- 2007-11-21🔓Charge satisfied #1
- 2007-11-09🔒Charge registered #19Lender: Paragon Mortgages Limited
- 2007-10-05🔒Charge registered #18Lender: Paragon Mortgages Limited
- 2007-09-14🔒Charge registered #17Lender: Paragon Mortgages Limited
- 2007-09-14🔒Charge registered #16Lender: Paragon Mortgages Limited
- 2007-09-14🔒Charge registered #15Lender: Paragon Mortgages Limited
- 2007-09-11🔒Charge registered #14Lender: Paragon Mortgages Limited
- 2007-08-08🔒Charge registered #13Lender: Paragon Mortgages Limited
- 2007-07-27🔒Charge registered #12Lender: Paragon Mortgages Limited
- 2007-06-15🔒Charge registered #11Lender: Paragon Mortgages Limited
- 2007-05-03🔒Charge registered #10Lender: National Westminster Bank PLC
- 2007-04-26🔒Charge registered #9Lender: National Westminster Bank PLC
- 2007-04-26🔒Charge registered #8Lender: National Westminster Bank PLC
- 2007-03-21🔒Charge registered #7Lender: National Westminster Bank PLC
- 2006-11-29🔒Charge registered #6Lender: National Westminster Bank PLC
- 2006-11-16🔒Charge registered #5Lender: National Westminster Bank PLC
- 2006-11-02🔒Charge registered #4Lender: National Westminster Bank PLC
- 2006-09-01🔒Charge registered #3Lender: National Westminster Bank PLC
- 2006-09-01🔒Charge registered #2Lender: National Westminster Bank PLC
- 2006-09-01🔒Charge registered #1Lender: National Westminster Bank PLC
- 2006-07-27➕REASON, Kenneth Charles appointedsecretary
- 2006-07-27➕REASON, Kenneth Charles appointeddirector
- 2006-07-27➖TAYLOR, Ann Jaqueline resignedsecretary
- 2006-07-27➖TAYLOR, David Alan resigneddirector
- 2006-07-27➕WILSON, Ian Brice appointeddirector
- 2006-07-17🏢Company incorporatedAs CHARLES WILSON PROPERTIES LIMITED
- 2006-07-17➕TAYLOR, Ann Jaqueline appointedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kenneth Charles Reason Individual · British · DOB 02/1972 · age 54 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 28/10/2025 |
1 historic (ceased) PSC
- Mr Kenneth Charles Reasonceased 28/10/2025· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 360 ESTATE AGENT LTD→ 15051596 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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| ABODE SALES AND LETTINGS WIGAN LTD→ 06808717 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ACJ PROPERTY ESTATES LIMITED→ 15666078 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AD PROPERTY SERVICES LIMITED→ 15227148 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADAD CAPITAL LTD→ 16171010 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADDISONS ESTATE AND LETTING AGENT LIMITED→ 10839451 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADDTIME PROPERTIES LIMITED→ 13008160 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 07/12/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 09/11/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 05/10/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 14/09/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 14/09/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 14/09/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 11/09/2007 | — | |
| satisfied | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 08/08/2007 | 24/10/2012 | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 27/07/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 15/06/2007 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 03/05/2007 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/04/2007 | 24/11/2007 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/04/2007 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 21/03/2007 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 29/11/2006 | 21/11/2007 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 16/11/2006 | 21/11/2007 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 02/11/2006 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 01/09/2006 | 21/11/2007 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 01/09/2006 | 21/11/2007 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 01/09/2006 | 21/11/2007 |