BCS LOANS & MORTGAGES LIMITED
🌳Matureactive
05893574 · ltd · incorporated 2006-08-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
28 officers (3 active, 28 linked, 22 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
11 connected companies via shared directors
78
Filing history
117 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (72 events)Click to expand
- 2025-06-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-06➕OYGARD, Victoria Louise appointeddirector
- 2025-06-06➖MOORHOUSE, Robert Keith resigneddirector
- 2025-04-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-09-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-08-20➕SIMPSON, Thomas William appointeddirector
- 2024-08-20➖MORRIS, David Edmund Thomas resigneddirector
- 2024-08-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-02-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-09➕MORRIS, David Edmund Thomas appointeddirector
- 2023-02-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-21➖PURDY, Robert Andrew resigneddirector
- 2022-07-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-07-19➕PURDY, Robert Andrew appointeddirector
- 2022-07-18➖WHITE, Stephen Cameron resigneddirector
- 2022-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-30➖REGNIER, Michael Charles resigneddirector
- 2021-12-30➕WHITE, Stephen Cameron appointeddirector
- 2021-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-23➕MOORHOUSE, Robert Keith appointeddirector
- 2021-04-23➖WAITE, Simon Nicholas, Group Secretary resigneddirector
- 2021-04-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-04-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-09➕WAITE, Simon Nicholas, Group Secretary appointeddirector
- 2017-09-30➖CHURCHOUSE, Robin James resigneddirector
- 2015-12-16➕REGNIER, Michael Charles appointeddirector
- 2015-11-30➖BULLOCK, Ian Jeffrey resigneddirector
- 2014-01-05➖JENKINS, Mark Radclyffe resigneddirector
- 2012-12-04➕NELLIST, Helen Clare appointedsecretary
- 2012-12-04➖MURTAGH, Bede resignedsecretary
- 2010-08-24➖GURRIE, Thomas Michael resigneddirector
- 2010-04-01➕BULLOCK, Ian Jeffrey appointeddirector
- 2010-04-01➕CHURCHOUSE, Robin James appointeddirector
- 2010-04-01➖EVANS, Angela resigneddirector
- 2010-04-01➕JENKINS, Mark Radclyffe appointeddirector
- 2010-04-01➖PICKERING, Gary Lewis resigneddirector
- 2010-04-01➖STEVENS, Darren Mark resigneddirector
- 2009-10-09➖SCANLON, Malcolm Thomas resigneddirector
- 2009-08-28➖HORNBROOK, Richard James resigneddirector
- 2009-02-19➕GURRIE, Thomas Michael appointeddirector
- 2009-01-19➕MURTAGH, Bede appointedsecretary
- 2009-01-02➖GRIFFITHS, Nigel Edward James resigneddirector
- 2009-01-02➖SALSBURY, David James resigneddirector
Showing most recent 50 of 72 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCORD MORTGAGES LIMITED→ 02139881 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| ALEXANDER FINANCIAL SOLUTIONS LTD→ 11365305 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| APPOINTEE CARE LIMITED→ 15957094 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARGENTUM RESET LTD→ 17089809 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ARSHAD HOLDINGS LIMITED→ 16747741 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASAD CONSULTING LTD→ 12025325 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASTUTE PENSION TRUSTEES LIMITED→ 08696449 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ATRIUM WEALTH MANAGEMENT LIMITED→ 10628519 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BANQUE DE PARIS LTD→ 12120169 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BEE MORTGAGE SOLUTIONS LTD→ 15053417 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BEF (LONDON) LTD→ 15991707 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BEF BSC 2 LTD→ 15307277 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-08-01
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Yorkshire Building Society Yorkshire House
Yorkshire Drive
Bradford
BD5 8LJ
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-12
Last: 2025-06-28
Officers (3 active · 25 resigned)
NELLIST, Helen Clare→
Activesecretary · appointed 2012-12-04
View their other companies + combined net worth →
OYGARD, Victoria Louise→
Activedirector · ~45y · appointed 2025-06-06
View their other companies + combined net worth →
SIMPSON, Thomas William→
Activedirector · ~42y · appointed 2024-08-20
View their other companies + combined net worth →
EVETTS, Adam Jonathan→
Resignedsecretary · appointed 2007-10-31 · resigned 2008-01-19
GREENWELL, Gillian Margaret→
Resignedsecretary · appointed 2006-11-23 · resigned 2007-10-31
MURTAGH, Bede→
Resignedsecretary · appointed 2009-01-19 · resigned 2012-12-04
A G SECRETARIAL LIMITED→
Resignedcorporate-secretary · appointed 2006-08-01 · resigned 2006-11-23
BULLOCK, Ian Jeffrey→
Resigneddirector · ~66y · appointed 2010-04-01 · resigned 2015-11-30
CHURCHOUSE, Robin James→
Resigneddirector · ~60y · appointed 2010-04-01 · resigned 2017-09-30
EVANS, Angela→
Resigneddirector · ~63y · appointed 2008-10-01 · resigned 2010-04-01
GREEN, Richard Paul→
Resigneddirector · ~76y · appointed 2006-11-23 · resigned 2008-07-31
GRIFFITHS, Nigel Edward James→
Resigneddirector · ~59y · appointed 2007-02-09 · resigned 2009-01-02
GURRIE, Thomas Michael→
Resigneddirector · ~68y · appointed 2009-02-19 · resigned 2010-08-24
HORNBROOK, Richard James→
Resigneddirector · ~73y · appointed 2006-11-23 · resigned 2009-08-28
JENKINS, Mark Radclyffe→
Resigneddirector · ~64y · appointed 2010-04-01 · resigned 2014-01-05
MOORHOUSE, Robert Keith→
Resigneddirector · ~59y · appointed 2021-04-23 · resigned 2025-06-06
MORRIS, David Edmund Thomas→
Resigneddirector · ~43y · appointed 2023-02-09 · resigned 2024-08-20
PICKERING, Gary Lewis→
Resigneddirector · ~54y · appointed 2008-10-01 · resigned 2010-04-01
PURDY, Robert Andrew→
Resigneddirector · ~54y · appointed 2022-07-19 · resigned 2023-01-21
REGNIER, Michael Charles→
Resigneddirector · ~55y · appointed 2015-12-16 · resigned 2021-12-30
Click a director name to see their full track record across all companies.
Recent filings (117 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-01
appoint-person-director-company-with-name-date
officers · AP01
2025-06-09
termination-director-company-with-name-termination-date
officers · TM01
2025-06-09
accounts-with-accounts-type-dormant
accounts · AA
2025-04-28
accounts-with-accounts-type-dormant
accounts · AA
2024-09-05
appoint-person-director-company-with-name-date
officers · AP01
2024-08-20
termination-director-company-with-name-termination-date
officers · TM01
2024-08-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-10
accounts-with-accounts-type-dormant
accounts · AA
2023-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-28
appoint-person-director-company-with-name-date
officers · AP01
2023-02-13
termination-director-company-with-name-termination-date
officers · TM01
2023-02-02
appoint-person-director-company-with-name-date
officers · AP01
2022-07-21
termination-director-company-with-name-termination-date
officers · TM01
2022-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-28