AFFINITY HOMECARE LIMITED
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -51% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 16.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 16.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £12.9k | £24.8k |
| Current assets | £49.7k | £74.7k |
| Cash | £20.0k | £40.8k |
| Debtors | £29.7k | £33.8k |
| Net assets | £137 | £2.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (30 events)Click to expand
- 2026-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-03-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-09📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-02-04📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-14📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-14📄change-person-director-company-with-change-dateofficers · CH01
- 2015-10-14📄change-person-director-company-with-change-dateofficers · CH01
- 2012-02-25🔓Charge satisfied #1
- 2011-07-13➖WILLMORE, Michael resignedsecretary
- 2011-07-13➖WILLMORE, Maureen Helen resigneddirector
- 2011-07-13➖WILLMORE, Michael resigneddirector
- 2010-01-28🔒Charge registered #1Lender: Bibby Financial Services Limited
- 2006-08-17🏢Company incorporatedAs AFFINITY HOMECARE LIMITED
- 2006-08-17➕BANEVICIUS, Paul appointeddirector
- 2006-08-17➕BANEVICIUS, Sharon Wyn appointeddirector
- 2006-08-17➕WILLMORE, Michael appointedsecretary
- 2006-08-17➕RWL REGISTRARS LIMITED appointedcorporate-secretary
- 2006-08-17➖RWL REGISTRARS LIMITED resignedcorporate-secretary
- 2006-08-17➕WILLMORE, Maureen Helen appointeddirector
- 2006-08-17➕WILLMORE, Michael appointeddirector
- 2006-08-17➕RWL DIRECTORS LIMITED appointedcorporate-director
- 2006-08-17➖RWL DIRECTORS LIMITED resignedcorporate-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Affinity Homecare Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Affinity Homecare Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
Mr Paul Banevicius Individual · British · DOB 01/1962 · age 64 | — | — | board controlboard control | 06/04/2016 |
Mrs Sharon Wyn Banevicius Individual · British · DOB 09/1962 · age 64 | — | — | board controlboard control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Bibby Financial Services Bibby Financial Services Limited | Debenture | 1 property | 28/01/2010 | 25/02/2012 |