1ST CHOICE TRADES LIMITED
- 43210Electrical installation
- 43290Other construction installation
- 43390Other building completion and finishing
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · oldest 7.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 |
|---|---|
| Total assets | £194.7k |
| Current assets | £77.7k |
| Net assets | £74.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Corporate timeline (28 events)Click to expand
- 2025-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-13📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-03➖ROBERTSHAW, Stephen Clifford resignedsecretary
- 2020-10-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-02-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-08-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-08-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-07-25🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2019-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-02-28🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2008-03-31➖FORD, Stephen Antony resigneddirector
- 2006-08-17🏢Company incorporatedAs 1ST CHOICE TRADES LIMITED
- 2006-08-17➕FLETCHER, Stewart appointeddirector
- 2006-08-17➕ROBERTSHAW, Stephen Clifford appointedsecretary
- 2006-08-17➕YORK PLACE COMPANY SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2006-08-17➖YORK PLACE COMPANY SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2006-08-17➕FORD, Stephen Antony appointeddirector
- 2006-08-17➕YORK PLACE COMPANY NOMINEES LIMITED appointedcorporate-nominee-director
- 2006-08-17➖YORK PLACE COMPANY NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stewart Fletcher Individual · British · DOB 12/1981 · age 45 | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · firm interest | 16/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · BD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 101 CONSTRUCTION LIMITED→ 08951570 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 147 TOWN HOUSE LTD→ 16040898 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1KAL APARTMENTS LTD→ 15766325 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST 4 GAS SERVICES LTD→ 16319450 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST CALL RENEWABLES LTD→ 15891324 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST CALL ROAD MARKINGS LTD→ 14362349 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1ST CALL WINDOW AND DOOR REPAIR SERVICE LIMITED→ 16211508 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST CHOICE WINDOWS YORKSHIRE LTD→ 10714897 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 1ST ELECTRICARE LIMITED→ 12104791 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 1ST HOME DESIGN & BUILD LIMITED→ 17023235 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 2 JEAN PROPERTIES LTD→ 16841955 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 2 PLUS 2 PROPERTIES LTD→ 05602323 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 25/07/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 28/02/2019 | — |