A G STOUT OPTOMETRIC SERVICES LIMITED
- · Oldest live charge 12.7y old — refinance window within 12 months
Opportunity 72/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
3 live charges · oldest 12.7y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (36 events)Click to expand
- 2025-12-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-06📄legacyaccounts · PARENT_ACC
- 2025-10-06📄legacyother · GUARANTEE2
- 2025-10-06📄legacyother · AGREEMENT2
- 2024-10-31📄legacyaccounts · PARENT_ACC
- 2024-10-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-25📄legacyother · AGREEMENT2
- 2024-10-25📄legacyother · GUARANTEE2
- 2024-05-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-14📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-05-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-14📄memorandum-articlesincorporation · MA
- 2023-08-14📄resolutionresolution · RESOLUTIONS
- 2023-08-14📄resolutionresolution · RESOLUTIONS
- 2023-08-14📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-08-14📄capital-name-of-class-of-sharescapital · SH08
- 2023-08-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-08-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-08-03➕RICHARDS, Charles Alexander appointeddirector
- 2023-08-03➕RICHARDS, Sian appointeddirector
- 2023-06-30➕HAKIM, Imran appointeddirector
- 2023-06-30➖STOUT, Anthony Gervais resigneddirector
- 2023-05-11🔓Charge satisfied #1
- 2023-05-04🔓Charge satisfied #3
- 2023-05-04🔓Charge satisfied #2
- 2013-12-09🔒Charge registered #3Lender: Lloyds Bank PLC
- 2013-12-02🔒Charge registered #2Lender: Lloyds Bank PLC
- 2013-11-06🔒Charge registered #1Lender: Lloyds Bank PLC
- 2011-01-01➖BALL, Geoffrey Anthony resignedsecretary
- 2006-08-21🏢Company incorporatedAs A G STOUT OPTOMETRIC SERVICES LIMITED
- 2006-08-21➕BALL, Geoffrey Anthony appointedsecretary
- 2006-08-21➕STOUT, Anthony Gervais appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
2 corporate shareholders identified. Group structure is distributed.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Richards Optometric Services Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 03/08/2023 |
Ho2 Management Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/06/2023 |
2 historic (ceased) PSCs
- Richards Optometric Services Limitedceased 31/07/2023· 25-50% shares · 25-50% voting
- Mr Anthony Gervais Stoutceased 30/06/2023· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 09/12/2013 | 04/05/2023 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/12/2013 | 04/05/2023 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 06/11/2013 | 11/05/2023 |