ADLIV SOLUTIONS LTD

🌳Matureactive
05912801 · ltd · incorporated 2006-08-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Aug 2024
Net worth
book net assets
Opportunity
60/100
Worth a look
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 60/100 (worth a look), bankability 55/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (40/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
60/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Aug 2023Aug 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-08-312023-08-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-06-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-11-06
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2024-11-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2024-07-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-06-26
    BANKS, Olivia Louise appointed
    director
  6. 2024-06-26
    HOWARD, Andrew Kenneth appointed
    director
  7. 2024-06-26
    MCCARTHY, Victoria resigned
    secretary
  8. 2024-06-26
    MCCARTHY, Giles Matthew resigned
    director
  9. 2024-06-26
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2024-06-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2024-06-26
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  12. 2024-06-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2024-06-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2024-06-22
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  15. 2024-05-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2023-05-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2022-08-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2021-08-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2020-05-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2019-05-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2018-05-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2006-08-22
    🏢
    Company incorporated
    As ADLIV SOLUTIONS LTD
  23. 2006-08-22
    MCCARTHY, Victoria appointed
    secretary
  24. 2006-08-22
    MCCARTHY, Giles Matthew appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high · 1 med ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2026-05-31

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-06-22: certificate-change-of-name-company

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Ms Olivia Louise Banks
Individual · British · DOB 09/1993 · age 33
sig. influencesignificant influence06/11/2024
1 historic (ceased) PSC
  • Mr Giles Matthew Mccarthyceased 06/11/2024· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-08-22
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

5 Pevensey Place Kingsway
Quedgeley
Gloucester
GL2 2HP
England

Filing status

Accounts
Next due: 2026-05-31OVERDUE
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-04
Last: 2025-07-21

Officers (2 active · 2 resigned)

BANKS, Olivia Louise
director · ~33y · appointed 2024-06-26
View their other companies + combined net worth →
Active
HOWARD, Andrew Kenneth
director · ~45y · appointed 2024-06-26
View their other companies + combined net worth →
Active
MCCARTHY, Victoria
secretary · appointed 2006-08-22 · resigned 2024-06-26
Resigned
MCCARTHY, Giles Matthew
director · ~56y · appointed 2006-08-22 · resigned 2024-06-26
Resigned

Click a director name to see their full track record across all companies.

Recent filings (51 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-11-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-26
termination-director-company-with-name-termination-date
officers · TM01
2024-06-26
termination-secretary-company-with-name-termination-date
officers · TM02
2024-06-26
appoint-person-director-company-with-name-date
officers · AP01
2024-06-26
appoint-person-director-company-with-name-date
officers · AP01
2024-06-26
certificate-change-of-name-company
change-of-name · CERTNM
2024-06-22
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-30