ABBEY DESIGN ASSOCIATES (GLOUCESTER) LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
8 live charges · 4 lenders · oldest 17.5y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 17.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 3 mortgage
- • 1 address
- • 3 mortgage
- • 1 address
- • 1 officers
Corporate timeline (61 events)Click to expand
- 2026-03-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-05🔓Charge satisfied #8
- 2026-03-05🔓Charge satisfied #7
- 2026-03-05🔓Charge satisfied #6
- 2026-03-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-28➖LOWRY, Rodney resigneddirector
- 2025-09-03📄accounts-with-accounts-type-smallaccounts · AA
- 2025-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-25🔒Charge registered #8Lender: Ares Management Limited as Security Agent
- 2024-09-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-19➕RUMSEY, Karen appointeddirector
- 2024-09-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-13📄accounts-with-accounts-type-smallaccounts · AA
- 2024-09-10➖DODMAN, Chris John resigneddirector
- 2024-05-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-03➖MCILDUFF, Fergus resigneddirector
- 2024-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-01➕DOWDS, Colin Nigel appointeddirector
- 2024-03-31➖GAMBLE, Neil William resigneddirector
- 2023-09-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-14🔒Charge registered #7Lender: Ares Management Limited (The “Security Agent”)
- 2023-08-09📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-01-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-31➖MCFALL, Alan Henry Robinson resigneddirector
- 2022-07-01📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-06-20📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-06-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-28➕MCCAUSLAND, Rachel appointeddirector
- 2022-03-28➖TURNER-SMITH, Garry resignedsecretary
- 2022-03-28➕GAMBLE, Neil William appointeddirector
- 2022-03-28➖LAVERY, Paul resigneddirector
- 2022-03-28➕MCILDUFF, Fergus appointeddirector
- 2022-03-28➖TURNER-SMITH, Garry resigneddirector
- 2021-12-21🔒Charge registered #6Lender: Ares Management Limited (The “Security Agent”)
- 2021-09-17➕LAVERY, Paul appointeddirector
- 2021-09-17➕LOWRY, Rodney appointeddirector
- 2021-09-17➕MCFALL, Alan Henry Robinson appointeddirector
- 2021-05-27🔓Charge satisfied #5
- 2018-09-04🔒Charge registered #5Lender: National Westminster Bank PLC
- 2018-01-15🔓Charge satisfied #4
- 2018-01-15🔓Charge satisfied #3
- 2018-01-15🔓Charge satisfied #2
- 2018-01-15🔓Charge satisfied #1
- 2016-09-07➖FLORY-KISH, Graeme resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Lowe P27 Bidco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lowe P27 Bidco Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 17/09/2021 |
2 historic (ceased) PSCs
- Mr Garry Turner-Smithceased 17/09/2021· 25-50% shares
- Mr Chris John Dodmanceased 17/09/2021· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1979 LIMITED→ 11234510 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 1E4 CONSULTING LTD→ 10423881 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 24KEYS LIMITED→ 08985202 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 26 EVESHAM ROAD MANAGEMENT COMPANY LIMITED→ 05019435 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| 2ND CHANCE MAINTENANCE LTD→ 14126195 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 7 RUTLAND MEWS LIMITED→ 09127041 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 7NORTHFIELD PROJECTS LIMITED→ 09366145 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| A A GILLESPIE (RESIDENTIAL) LTD→ 16743551 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A B R DAVIDSON LIMITED→ 06870639 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ABA TUTOR FINDER LTD→ 07433884 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ABACUS UPHOLSTERY CONTRACTS LTD→ 09553324 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABBEYCARE HOLDINGS LTD→ 10863268 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 10 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Ares Management as Security Agent Ares Management Limited as Security Agent | A registered charge | 1 property | 25/06/2025 | 05/03/2026 | |
| satisfied | Ares Management (The “Security Agent”) Ares Management Limited (The “Security Agent”) | A registered charge | 1 property | 14/09/2023 | 05/03/2026 | |
| satisfied | Ares Management (The “Security Agent”) Ares Management Limited (The “Security Agent”) | A registered charge | 1 property | 21/12/2021 | 05/03/2026 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 04/09/2018 | 27/05/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 30/04/2012 | 15/01/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge of deposit | 1 property | 17/06/2011 | 15/01/2018 | |
| satisfied | Brabon Properties Brabon Properties Limited | Rent deposit deed | 1 property | 28/04/2009 | 15/01/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage | 1 property | 05/11/2008 | 15/01/2018 |