BAKER FINANCIAL PLANNING LTD
💤Zombieactive
05920862 · ltd · incorporated 2006-08-31
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (1 active, 6 linked, 2 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
60 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-02-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-22📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-06-25➖PISANSETTAKUL, Preyanun resigneddirector
- 2021-06-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-02-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-01➕PISANSETTAKUL, Preyanun appointeddirector
- 2020-12-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-01📄capital-alter-shares-subdivisioncapital · SH02
- 2019-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2011-12-21➖BAKER, Natelie resignedsecretary
- 2010-01-01➕BAKER, Natelie appointedsecretary
- 2010-01-01➖BAKER, Sybil Adele resignedsecretary
- 2006-09-03➕BAKER, David Ivor appointeddirector
- 2006-09-03➕BAKER, Sybil Adele appointedsecretary
- 2006-09-01➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2006-09-01➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2006-08-31🏢Company incorporatedAs BAKER FINANCIAL PLANNING LTD
- 2006-08-31➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2006-08-31➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "BAKER" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
68/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Ivor Baker Individual · British · DOB 01/1969 · age 57 | 50–75% | — | 50-75% shares | 30/06/2016 |
Mrs Preyanun Pisansettakul Individual · British · DOB 11/1978 · age 48 | 25–50% | — | 25-50% shares | 30/09/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · M postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ASL MORTGAGES AND PROTECTION LTD→ 12313996 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASSETUS LIMITED→ 16194923 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ATLANTA INSURANCE INTERMEDIARIES LIMITED→ 00756681 · est 1963 · no financials extracted | — | — | — | — | 63y | — | — |
| AUCTERIS LIMITED→ 16713515 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AZURO MONEY LIMITED→ 15885946 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BALBISI FINANCIAL SERVICES LIMITED→ 12252892 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BALSA COMMERCIAL FINANCE LIMITED→ 14498554 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BAMBURGH CAPITAL LIMITED→ 07155076 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| BARLOW IRVIN FINANCIAL SERVICES LTD→ 11391196 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BARRMONA HOLDINGS LTD→ 11909914 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BARROW COMMERCIAL & RESIDENTIAL LTD→ 12330721 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BARUCH H LTD→ 14124495 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-08-31
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
146-148 Bury Old Road
Whitefield
Manchester
Lancs
M45 6AT
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-08-28
Last: 2025-08-14
Officers (1 active · 5 resigned)
BAKER, David Ivor→
Activedirector · ~57y · appointed 2006-09-03
View their other companies + combined net worth →
BAKER, Natelie→
Resignedsecretary · appointed 2010-01-01 · resigned 2011-12-21
BAKER, Sybil Adele→
Resignedsecretary · appointed 2006-09-03 · resigned 2010-01-01
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2006-08-31 · resigned 2006-09-01
PISANSETTAKUL, Preyanun→
Resigneddirector · ~48y · appointed 2020-12-01 · resigned 2021-06-25
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2006-08-31 · resigned 2006-09-01
Click a director name to see their full track record across all companies.
Recent filings (60 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-05
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-22
change-person-director-company-with-change-date
officers · CH01
2021-09-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-09-22
termination-director-company-with-name-termination-date
officers · TM01
2021-06-25
appoint-person-director-company-with-name-date
officers · AP01
2021-02-25