A FOWLER ELECTRICAL LTD
Opportunity 81/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · oldest 10.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 10.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-08-27 | 2024-08-27 |
|---|---|---|
| Total assets | £369.2k | £363.0k |
| Current assets | £167.7k | £131.7k |
| Net assets | £304.8k | £258.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (26 events)Click to expand
- 2025-11-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-05-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-08-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-05-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-10➖GILBY, Stephen Benedict resignedsecretary
- 2020-09-10📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-08-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2015-11-04🔒Charge registered #2Lender: National Westminster Bank PLC
- 2015-10-05🔒Charge registered #1Lender: National Westminster Bank PLC
- 2006-09-06🏢Company incorporatedAs A FOWLER ELECTRICAL LTD
- 2006-09-06➕FOWLER, Andrew appointeddirector
- 2006-09-06➕GILBY, Stephen Benedict appointedsecretary
- 2006-09-06➕CREDITREFORM (SECRETARIES) LIMITED appointedcorporate-nominee-secretary
- 2006-09-06➖CREDITREFORM (SECRETARIES) LIMITED resignedcorporate-nominee-secretary
- 2006-09-06➕CREDITREFORM LIMITED appointedcorporate-director
- 2006-09-06➖CREDITREFORM LIMITED resignedcorporate-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "FOWLER" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Fowler Individual · British · DOB 05/1963 · age 63 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 04/11/2015 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 05/10/2015 | — |