ADM CARE HOMES LIMITED
🌳Matureactive
05931492 · ltd · incorporated 2006-09-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£1.29M
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Residential care activities for the elderly and disabled
Sector: Human health & social work
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 82/100 (exceptional), bankability 65/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 19.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,285,510
Cash YoY
+54%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£270k
↑ 54% YoY
Net Worth
£1.3m
↑ 11% YoY
Current Assets
£345k
↑ 62% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £1.92M | £1.81M |
| Current assets | £345.1k | £212.7k |
| Cash | £269.5k | £175.0k |
| Debtors | £75.0k | £37.2k |
| Net assets | £1.29M | £1.16M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-06-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-29📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-03-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-03-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-17➕WRAGG, Jason Michael appointeddirector
- 2022-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-04🔒Charge registered #4Lender: Atom Bank PLC
- 2022-11-04🔒Charge registered #3Lender: Atom Bank PLC
- 2022-04-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-20📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-20📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-08-13📄resolutionresolution · RESOLUTIONS
- 2021-08-05📄capital-name-of-class-of-sharescapital · SH08
- 2021-06-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-11➕WRAGG, Jason Michael appointedsecretary
- 2019-03-11➖WRAGG, Manonmany resignedsecretary
- 2019-03-11➖ABAYALINGHAM, Devaki resigneddirector
- 2006-11-30🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2006-11-23🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2006-09-11🏢Company incorporatedAs ADM CARE HOMES LIMITED
- 2006-09-11➕WRAGG, Manonmany appointeddirector
- 2006-09-11➕WRAGG, Manonmany appointedsecretary
- 2006-09-11➕ABAYALINGHAM, Devaki appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
29/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — WRAGG, Jason Michael (same surname) appointed 2023-10-17. Pattern consistent with intra-family handover.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jason Wragg Individual · British · DOB 08/1988 · age 38 | 75–100% | — | 75-100% shares | 25/10/2023 |
2 historic (ceased) PSCs
- Mrs Manonmany Wraggceased 25/10/2023· 25-50% shares
- Mrs Devaki Abayalingamceased 11/03/2019· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · NN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCU-SET LIMITED→ 08551525 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACE ASSESSMENTS LTD→ 11175096 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ACED CARE SERVICES LTD→ 16017370 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACHINTYAH LIMITED→ 11871951 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ACTION 2 CARE LTD→ 09811936 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ACTIVATE NORTHANTS LTD→ 14702044 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADANNA HEALTHCARE STAFFING SOLUTIONS LTD→ 16214187 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADARA HOLDINGS LTD.→ 10042126 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ADEL CARE LIMITED→ 10917775 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADENIKE HEALTHCARE LIMITED→ 16353630 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADMIRE HEALTHCARE LTD→ 12051979 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADONAI ENTERPRISE LTD→ 11764770 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-09-11
Jurisdictionengland-wales
Primary SIC87300 — Residential care activities for the elderly and disabled
Registered office
12 Higham Road
Rushden
NN10 6DZ
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-18
Last: 2026-03-04
Officers (3 active · 2 resigned)
WRAGG, Jason Michael→
Activesecretary · appointed 2019-03-11
View their other companies + combined net worth →
WRAGG, Jason Michael→
Activedirector · ~38y · appointed 2023-10-17
View their other companies + combined net worth →
WRAGG, Manonmany→
Activedirector · ~69y · appointed 2006-09-11
View their other companies + combined net worth →
WRAGG, Manonmany→
Resignedsecretary · appointed 2006-09-11 · resigned 2019-03-11
ABAYALINGHAM, Devaki→
Resigneddirector · ~70y · appointed 2006-09-11 · resigned 2019-03-11
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 04/11/2022 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 2 properties | 04/11/2022 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 30/11/2006 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 23/11/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (68 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-07
change-person-secretary-company-with-change-date
officers · CH03
2024-07-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-03-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-30
appoint-person-director-company-with-name-date
officers · AP01
2023-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-04-21