A.F.T. HOLDINGS LIMITED
🌳Matureactive
05932388 · ltd · incorporated 2006-09-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£420.7k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueActive trading company with a 64-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 19.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £420,676
Key financials
2 years extracted from filed iXBRL accountsCash
£34k
Net Worth
£421k
Current Assets
£39k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.05M | — |
| Current assets | £39.0k | — |
| Cash | £33.7k | — |
| Debtors | £5.3k | — |
| Net assets | £420.7k | — |
| Average employees | — | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-10-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2018-08-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-10-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-09-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-09-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2016-12-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-12-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-16📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-06-27🔒Charge registered #3Lender: Carol Diana Greenwood and David John Alder
- 2008-05-01🔒Charge registered #2Lender: Skipton Building Society
- 2006-11-15🔒Charge registered #1Lender: Skipton Building Society
- 2006-09-12🏢Company incorporatedAs A.F.T. HOLDINGS LIMITED
- 2006-09-12➕ALDER, David John appointedsecretary
- 2006-09-12➕ALDER, Carol Diana appointeddirector
- 2006-09-12➕ALDER, David John appointeddirector
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
David John Alder Individual · British · DOB 02/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Carol Diana Greenwood Individual · British · DOB 12/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · SG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AJ ISHERWOOD CONSULTING LTD→ 10975215 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AJAX CONSULTING LIMITED→ 16388730 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AJL WAREHOUSING LTD→ 16791145 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALAN MICHAEL BAXTER CONSULTING LIMITED→ 16730310 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBB CONSULTING LTD→ 15713395 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALDERAAN-LABS LIMITED→ 17105927 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALEMANIA LIMITED→ 11468625 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALEXANDER CONSULTING (UK) LTD→ 09106353 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALEXANDER HOLNESS LTD→ 11653289 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALEXANDER-WATSON CONSULTING LTD→ 13971519 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ALFA LEADERSHIP & WELLBEING LTD→ 15191009 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALL ARCS LTD→ 15625718 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-09-12
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
Unit 1 The Cam Centre
Wilbury Way
Hitchin
Hertfordshire
SG4 0TW
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-26
Last: 2025-09-12
Officers (3 active · 0 resigned)
Active
ALDER, Carol Diana→
Activedirector · ~56y · appointed 2006-09-12
View their other companies + combined net worth →
ALDER, David John→
Activedirector · ~64y · appointed 2006-09-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Carol Diana Greenwood and David John Alder | Debenture | 1 property | 27/06/2011 | — | |
| outstanding | Skipton Building Society | Charge deed | 1 property | 01/05/2008 | — | |
| outstanding | Skipton Building Society | Legal charge | 1 property | 15/11/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (51 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-03-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-10-16
confirmation-statement-with-updates
confirmation-statement · CS01
2019-09-24
change-person-director-company-with-change-date
officers · CH01
2019-09-12