BRIGHT FINANCIAL PLANNING LIMITED

💤Zombieactive
05939092 · ltd · incorporated 2006-09-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£67.0k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (1 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
60 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £66,971

Key financials

2 years extracted from filed iXBRL accounts
Cash
£67k
Net Worth
£67k
Current Assets
£88k
Current Liabilities
—
£0£18k£35k£53k£70k£88kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Total assets£81.8k—
Current assets£88.0k—
Cash£66.9k—
Debtors£21.2k—
Net assets£67.0k—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
4
filings
  • • 2 resolution
  • • 1 capital
  • • 1 incorporation
Last 180 days
4
filings
  • • 2 resolution
  • • 1 capital
  • • 1 incorporation
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2026-04-28
    📄
    resolution
    resolution · RESOLUTIONS
  2. 2026-04-28
    📄
    capital-alter-shares-subdivision
    capital · SH02
  3. 2026-04-28
    📄
    resolution
    resolution · RESOLUTIONS
  4. 2026-04-28
    📄
    memorandum-articles
    incorporation · MA
  5. 2025-02-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-10-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-10-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2024-02-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-09-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-02-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-08-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-10-07
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2020-08-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2019-09-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  15. 2019-05-17
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  16. 2019-05-10
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  17. 2019-05-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2019-05-03
    ➖
    HATTON, Michael Ralph resigned
    secretary
  19. 2019-05-03
    ➖
    HATTON, Michael Ralph resigned
    director
  20. 2009-09-11
    ➖
    WITHAM, Steven Charles resigned
    director
  21. 2008-06-30
    ➖
    KILBOURN, Sean Robert resigned
    director
  22. 2006-09-22
    ➖
    BRIGHTON SECRETARY LTD resigned
    corporate-nominee-secretary
  23. 2006-09-22
    ➖
    BRIGHTON DIRECTOR LTD resigned
    corporate-nominee-director
  24. 2006-09-18
    🏢
    Company incorporated
    As BRIGHT FINANCIAL PLANNING LIMITED
  25. 2006-09-18
    ➕
    PARKER, Lee Jonathan appointed
    director
  26. 2006-09-18
    ➕
    HATTON, Michael Ralph appointed
    secretary
  27. 2006-09-18
    ➕
    BRIGHTON SECRETARY LTD appointed
    corporate-nominee-secretary
  28. 2006-09-18
    ➕
    HATTON, Michael Ralph appointed
    director
  29. 2006-09-18
    ➕
    KILBOURN, Sean Robert appointed
    director
  30. 2006-09-18
    ➕
    WITHAM, Steven Charles appointed
    director
  31. 2006-09-18
    ➕
    BRIGHTON DIRECTOR LTD appointed
    corporate-nominee-director

Owner dependency

85/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 20 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Lee Jonathan Parker
Individual · British · DOB 04/1969 · age 57
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016
1 historic (ceased) PSC
  • Mr Michael Ralph Hattonceased 12/08/2018· 25-50% shares · 25-50% voting · board control · significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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BURNDEN PEPPER LIMITED→
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-09-18
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

58 Station Road
Sudbury
Suffolk
CO10 2SP

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-02
Last: 2025-09-18

Officers (1 active · 6 resigned)

PARKER, Lee Jonathan→
director · ~57y · appointed 2006-09-18
View their other companies + combined net worth →
Active
HATTON, Michael Ralph→
secretary · appointed 2006-09-18 · resigned 2019-05-03
Resigned
BRIGHTON SECRETARY LTD→
corporate-nominee-secretary · appointed 2006-09-18 · resigned 2006-09-22
Resigned
HATTON, Michael Ralph→
director · ~63y · appointed 2006-09-18 · resigned 2019-05-03
Resigned
KILBOURN, Sean Robert→
director · ~55y · appointed 2006-09-18 · resigned 2008-06-30
Resigned
WITHAM, Steven Charles→
director · ~55y · appointed 2006-09-18 · resigned 2009-09-11
Resigned
BRIGHTON DIRECTOR LTD→
corporate-nominee-director · appointed 2006-09-18 · resigned 2006-09-22
Resigned

Click a director name to see their full track record across all companies.

Recent filings (60 total)

resolution
resolution · RESOLUTIONS
2026-04-28
capital-alter-shares-subdivision
capital · SH02
2026-04-28
resolution
resolution · RESOLUTIONS
2026-04-28
memorandum-articles
incorporation · MA
2026-04-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-05
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-02
change-person-director-company-with-change-date
officers · CH01
2024-10-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-27