ACCESS ANYONE LIMITED
- · Thesis: well-run, low negotiation leverage
- 49390SIC 49390
Opportunity 82/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 16.6y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 16.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 |
|---|---|
| Average employees | 24 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (36 events)Click to expand
- 2026-05-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-01🔒Charge registered #4Lender: National Westminster Bank PLC
- 2022-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-11-18🔓Charge satisfied #3
- 2020-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-02-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-11🔒Charge registered #3Lender: Fe Loan Management Limited
- 2012-01-07🔓Charge satisfied #1
- 2011-09-28🔒Charge registered #2Lender: National Westminster Bank PLC
- 2011-08-11➕MILLIGAN, Caroline Jane appointeddirector
- 2011-07-20➕MILLIGAN, Caroline Jane appointedsecretary
- 2011-07-20➖MILLIGAN, James Edward resignedsecretary
- 2011-04-20➖MILLIGAN, Caroline Jane resignedsecretary
- 2011-04-20➕MILLIGAN, James Edward appointedsecretary
- 2009-10-19🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2006-09-18🏢Company incorporatedAs ACCESS ANYONE LIMITED
- 2006-09-18➕MILLIGAN, David Thomas appointeddirector
- 2006-09-18➕MILLIGAN, James Edward appointeddirector
- 2006-09-18➕MILLIGAN, Caroline Jane appointedsecretary
- 2006-09-18➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2006-09-18➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2006-09-18➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2006-09-18➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Caroline Jane Milligan Individual · British · DOB 10/1970 · age 56 | 25–50% | — | 25-50% shares | 01/07/2016 |
Mr James Edward Milligan Individual · British · DOB 08/1956 · age 70 | 25–50% | — | 25-50% shares | 01/07/2016 |
Mr David Thomas Milligan Individual · British · DOB 08/1960 · age 66 | 25–50% | — | 25-50% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/11/2022 | — | |
| satisfied | Fe Loan Management Fe Loan Management Limited | A registered charge | 1 property | 11/07/2017 | 18/11/2020 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 28/09/2011 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 19/10/2009 | 07/01/2012 |