3JC LIMITED
🌳Matureactive
05945470 · ltd · incorporated 2006-09-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 16.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other retail sale not in stores, stalls or markets
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 82-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 82). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 16.9y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 16.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 500 | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-01➖CARTWRIGHT, Reginald John resigneddirector
- 2024-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-07-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-12📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-07-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-09-10🔒Charge registered #2Lender: Barclays Bank PLC
- 2009-07-10🔒Charge registered #1Lender: Barclays Bank PLC
- 2006-09-25🏢Company incorporatedAs 3JC LIMITED
- 2006-09-25➕CARTWRIGHT, Joan Ann appointedsecretary
- 2006-09-25➕CARTWRIGHT, James Bernard appointeddirector
- 2006-09-25➕CARTWRIGHT, Joan Ann appointeddirector
- 2006-09-25➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2006-09-25➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2006-09-25➕CARTWRIGHT, Reginald John appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 82 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
89/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Bernard Cartwright Individual · British · DOB 09/1973 · age 53 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Mrs Joan Ann Cartwright Individual · British · DOB 09/1944 · age 82 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mr Reginald John Cartwrightceased 01/03/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| @29 CAFÉ LIMITED→ 10800696 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 1ST & BOWERY LIMITED→ 13770926 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 2 MOOR LIMITED→ 05338262 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| 2413H LIMITED→ 16758412 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3DWOOL LTD→ 15543509 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 5M CORPORATION LTD→ 16537923 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 7 DAYS MINI STORE LTD→ 16005909 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 7UN LTD→ 13083795 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 8BITS1BYTE LIMITED→ 13038664 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A HOUSE LIKE THIS LTD→ 11783503 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A J T GROUNDCARE LIMITED→ 04555046 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| A&K STORE LIMITED→ 15648839 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-09-25
Jurisdictionengland-wales
Primary SIC47990 — Other retail sale not in stores, stalls or markets
Registered office
Ryton Farm, Ryton
Dorrington
Shrewsbury
Shropshire
SY5 7LY
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-09
Last: 2025-09-25
Officers (3 active · 2 resigned)
CARTWRIGHT, Joan Ann→
Activesecretary · appointed 2006-09-25
View their other companies + combined net worth →
CARTWRIGHT, James Bernard→
Activedirector · ~53y · appointed 2006-09-25
View their other companies + combined net worth →
CARTWRIGHT, Joan Ann→
Activedirector · ~82y · appointed 2006-09-25
View their other companies + combined net worth →
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2006-09-25 · resigned 2006-09-25
CARTWRIGHT, Reginald John→
Resigneddirector · ~84y · appointed 2006-09-25 · resigned 2025-03-01
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 10/09/2013 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 10/07/2009 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (46 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-29
termination-director-company-with-name-termination-date
officers · TM01
2025-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-10