CARR FINANCIAL LIMITED

🌳Matureactive
05950797 · ltd · incorporated 2006-09-29
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£25.7k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Administration of financial markets
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (2 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
64 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £25,668

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£26k
↑ 37% YoY
Current Assets
£46k
↓ 30% YoY
Current Liabilities
—
£0£13k£26k£40k£53k£66kMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-312024-05-31
Total assets£25.7k£20.3k
Current assets£46.0k£66.1k
Net assets£25.7k£18.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2026-01-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-01-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-03-20
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-01-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-03-21
    ➖
    CARR, Zoe resigned
    secretary
  6. 2023-03-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2023-03-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2023-03-21
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  9. 2023-03-09
    ➖
    CARR, Marc resigned
    director
  10. 2023-03-09
    ➖
    CARR, Zoe resigned
    director
  11. 2023-01-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-12-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2020-10-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2020-10-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2020-10-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2020-10-07
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  17. 2020-09-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2020-01-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2019-01-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2017-11-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2006-09-29
    🏢
    Company incorporated
    As CARR FINANCIAL LIMITED
  22. 2006-09-29
    ➕
    CARR, Rebecca appointed
    director
  23. 2006-09-29
    ➕
    CARR, Terry appointed
    director
  24. 2006-09-29
    ➕
    CARR, Zoe appointed
    secretary
  25. 2006-09-29
    ➕
    LONDON LAW SECRETARIAL LIMITED appointed
    corporate-nominee-secretary
  26. 2006-09-29
    ➖
    LONDON LAW SECRETARIAL LIMITED resigned
    corporate-nominee-secretary
  27. 2006-09-29
    ➕
    CARR, Marc appointed
    director
  28. 2006-09-29
    ➕
    CARR, Zoe appointed
    director
  29. 2006-09-29
    ➕
    LONDON LAW SERVICES LIMITED appointed
    corporate-nominee-director
  30. 2006-09-29
    ➖
    LONDON LAW SERVICES LIMITED resigned
    corporate-nominee-director

Owner dependency

99/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "CARR" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 20 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Terry Carr
Individual · British · DOB 01/1968 · age 58
25–50%
—board control25-50% shares · board control · trust interest01/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-09-29
Jurisdictionengland-wales
Primary SIC66110 — Administration of financial markets

Registered office

22 Minster Yard
Lincoln
LN2 1PY
England

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-10-13
Last: 2025-09-29

Officers (2 active · 5 resigned)

CARR, Rebecca→
director · ~51y · appointed 2006-09-29
View their other companies + combined net worth →
Active
CARR, Terry→
director · ~58y · appointed 2006-09-29
View their other companies + combined net worth →
Active
CARR, Zoe→
secretary · appointed 2006-09-29 · resigned 2023-03-21
Resigned
LONDON LAW SECRETARIAL LIMITED→
corporate-nominee-secretary · appointed 2006-09-29 · resigned 2006-09-29
Resigned
CARR, Marc→
director · ~55y · appointed 2006-09-29 · resigned 2023-03-09
Resigned
CARR, Zoe→
director · ~55y · appointed 2006-09-29 · resigned 2023-03-09
Resigned
LONDON LAW SERVICES LIMITED→
corporate-nominee-director · appointed 2006-09-29 · resigned 2006-09-29
Resigned

Click a director name to see their full track record across all companies.

Recent filings (64 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-15
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-11
termination-director-company-with-name-termination-date
officers · TM01
2023-03-21
termination-director-company-with-name-termination-date
officers · TM01
2023-03-21
termination-secretary-company-with-name-termination-date
officers · TM02
2023-03-21
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-29
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-29
change-person-director-company-with-change-date
officers · CH01
2020-10-07