T & L INVESTMENT PROPERTIES LIMITED
- · Oldest live charge 19.1y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
2 live charges · oldest 19.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 19.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (28 events)Click to expand
- 2025-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-26📄change-person-director-company-with-change-dateofficers · CH01
- 2020-02-26📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-01-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-01-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-11-07➕ROOM, Ann appointeddirector
- 2019-11-07➕ROOM, Charlie James appointeddirector
- 2019-07-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-11-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-11-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-11-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-10-31➖GITTINS, Leslie resigneddirector
- 2018-07-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-04-20🔓Charge satisfied #2
- 2016-04-20🔓Charge satisfied #1
- 2009-10-07➖PLANT, Peter James resignedsecretary
- 2007-03-08🔒Charge registered #2Lender: Aib Group (UK) PLC
- 2007-03-08🔒Charge registered #1Lender: Aib Group (UK) PLC
- 2006-10-06🏢Company incorporatedAs T & L INVESTMENT PROPERTIES LIMITED
- 2006-10-06➕ROOM, Ben appointedsecretary
- 2006-10-06➕ROOM, Ben appointeddirector
- 2006-10-06➕PLANT, Peter James appointedsecretary
- 2006-10-06➕GITTINS, Leslie appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ben Room Individual · British · DOB 04/1977 · age 49 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mr Leslie Gittinsceased 31/10/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 10POTS LIMITED→ 14634771 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
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| 20 PROPERTY HOLDINGS LTD→ 14913689 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 2 properties | 08/03/2007 | 20/04/2016 | |
| satisfied | Aib Group (UK) Aib Group (UK) PLC | Mortgage debenture | 1 property | 08/03/2007 | 20/04/2016 |