HUB (HALIFAX) LIMITED
- · Oldest live charge 19.4y old — refinance window within 12 months
Opportunity 59/100 (worth a look), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 19.4y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: low (50/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (34 events)Click to expand
- 2014-12-23📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2014-12-23🏁Company dissolved
- 2014-09-09📄gazette-notice-voluntarygazette · GAZ1(A)
- 2014-08-28📄dissolution-application-strike-off-companydissolution · DS01
- 2013-12-09📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-11-12📄gazette-filings-brought-up-to-dategazette · DISS40
- 2013-11-11📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-11-05📄gazette-notice-compulsorygazette · GAZ1
- 2013-07-05📄change-person-director-company-with-change-dateofficers · CH01
- 2013-07-04📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2013-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2013-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2013-01-17📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2012-11-16📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-10-04📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2012-07-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-05-18📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2012-05-16📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2012-04-20➕SHAW, Michael appointedsecretary
- 2012-04-20➖WHITAKER, Paul resignedsecretary
- 2011-11-09📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-07-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2011-02-07📄memorandum-articlesincorporation · MEM/ARTS
- 2011-02-07📄resolutionresolution · RESOLUTIONS
- 2010-11-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-11-17📍move-registers-to-sail-companyaddress · AD03
- 2010-11-17📍change-sail-address-companyaddress · AD02
- 2010-07-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2006-12-20🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 2006-12-20🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2006-12-20🔒Charge registered #1Lender: Wolsey Residential Finance PLC
- 2006-10-11🏢Company incorporatedAs HUB (HALIFAX) LIMITED
- 2006-10-11➕WHITAKER, Daren appointeddirector
- 2006-10-11➕WHITAKER, Paul appointedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2014-12-23
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 20/12/2006 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 20/12/2006 | — | |
| outstanding | Wolsey Residential Finance Wolsey Residential Finance PLC | Second legal charge | 1 property | 20/12/2006 | — |