ACE MEDICINE LIMITED
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -64% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 15.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 15.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £1.69M | £1.77M |
| Current assets | £1.56M | £2.09M |
| Cash | £424.1k | £1.19M |
| Debtors | £1.14M | £907.2k |
| Net assets | £1.69M | £1.77M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (25 events)Click to expand
- 2026-07-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-12-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-09-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-02-08📄change-person-director-company-with-change-dateofficers · CH01
- 2020-02-08📄change-person-director-company-with-change-dateofficers · CH01
- 2020-02-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-02-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-02-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-02-07➖GOSSAIN, Shashi Kiran resignedsecretary
- 2019-11-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2011-08-15🔒Charge registered #1Lender: Hsbc Bank PLC
- 2009-05-05➕RATTAN, Sandeep appointeddirector
- 2006-10-25🏢Company incorporatedAs ACE MEDICINE LIMITED
- 2006-10-25➕RATTAN, Vanita appointeddirector
- 2006-10-25➕GOSSAIN, Shashi Kiran appointedsecretary
- 2006-10-25➕AA COMPANY SERVICES LIMITED appointedcorporate-nominee-secretary
- 2006-10-25➖AA COMPANY SERVICES LIMITED resignedcorporate-nominee-secretary
- 2006-10-25➕BUYVIEW LTD appointedcorporate-nominee-director
- 2006-10-25➖BUYVIEW LTD resignedcorporate-nominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Vanita Rattan Individual · British · DOB 10/1983 · age 43 | 25–50% | — | 25-50% shares | 10/04/2016 |
Mr Sandeep Rattan Individual · British · DOB 09/1982 · age 44 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control · trust interest · firm interest | 10/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| ACE FINDS LTD→ 16350764 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ACE OF ESSENTIALS LTD→ 16678587 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACE PROSPERITAS LTD→ 13061743 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 15/08/2011 | — |