ACCIDENT MANAGEMENT DIRECT LINE LIMITED

💤Zombieactive
05986000 · ltd · incorporated 2006-11-01
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

2 live charges · oldest 13.0y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 13.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 1 with DOB)
73
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£13k£26k£39k£52k£64kOct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-312023-10-31
Total assets—£128.1k
Current assets—£64.5k
Net assets—£27.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2025-12-05
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  2. 2025-12-05
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  3. 2025-10-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2025-10-01
    ➕
    BLAY HUTTON, Frederick Reuben Ekow appointed
    secretary
  5. 2025-10-01
    ➖
    MOHIUDDIN, Aloon resigned
    secretary
  6. 2024-10-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2023-07-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-10-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-08-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2021-08-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2020-06-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2018-07-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2017-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2016-07-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2014-04-07
    🔒
    Charge registered #2
    Lender: Hsbc Bank PLC
  19. 2013-06-26
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  20. 2007-01-05
    ➕
    ALI, Mehmood appointed
    secretary
  21. 2007-01-05
    ➕
    ALI, Mehmood appointed
    director
  22. 2007-01-05
    ➕
    MOHIUDDIN, Aloon appointed
    secretary
  23. 2006-12-23
    ➖
    @UKPLC CLIENT SECRETARY LTD resigned
    corporate-nominee-secretary
  24. 2006-12-23
    ➖
    @UKPLC CLIENT DIRECTOR LTD resigned
    corporate-nominee-director
  25. 2006-11-01
    🏢
    Company incorporated
    As ACCIDENT MANAGEMENT DIRECT LINE LIMITED
  26. 2006-11-01
    ➕
    @UKPLC CLIENT SECRETARY LTD appointed
    corporate-nominee-secretary
  27. 2006-11-01
    ➕
    @UKPLC CLIENT DIRECTOR LTD appointed
    corporate-nominee-director

Owner dependency

85/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

58/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 19 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Mehmood Ali
Individual · British · DOB 01/1973 · age 53
75–100%
—75-100% shares01/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-11-01
Jurisdictionengland-wales
Primary SIC96090 — Other service activities n.e.c.

Registered office

128a New Town Street
Luton
LU1 3ED
England

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-11-15
Last: 2025-11-01

Officers (3 active · 3 resigned)

ALI, Mehmood→
secretary · appointed 2007-01-05
View their other companies + combined net worth →
Active
BLAY HUTTON, Frederick Reuben Ekow→
secretary · appointed 2025-10-01
View their other companies + combined net worth →
Active
ALI, Mehmood→
director · ~53y · appointed 2007-01-05
View their other companies + combined net worth →
Active
MOHIUDDIN, Aloon→
secretary · appointed 2007-01-05 · resigned 2025-10-01
Resigned
@UKPLC CLIENT SECRETARY LTD→
corporate-nominee-secretary · appointed 2006-11-01 · resigned 2006-12-23
Resigned
@UKPLC CLIENT DIRECTOR LTD→
corporate-nominee-director · appointed 2006-11-01 · resigned 2006-12-23
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property07/04/2014—
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property26/06/2013—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (58 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-05
appoint-person-secretary-company-with-name-date
officers · AP03
2025-12-05
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-01
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-01
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-08-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-15