BRITISH ACADEMY OF JEWELLERY LIMITED
Opportunity 76/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 15.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 15.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 officers
- • 1 resolution
- • 3 officers
- • 1 confirmation-statement
- • 1 resolution
Corporate timeline (49 events)Click to expand
- 2026-06-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-06-26➕JAIN, Abhishek Ashok Kumar appointeddirector
- 2026-06-06📄resolutionresolution · RESOLUTIONS
- 2026-06-06📄memorandum-articlesincorporation · MA
- 2026-06-03📄statement-of-companys-objectschange-of-constitution · CC04
- 2026-04-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-11📄accounts-with-accounts-type-fullaccounts · AA
- 2026-04-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-01➕SHAIKH, Amir Ahmad appointeddirector
- 2026-03-31➖GHERSCOVIC, Damian Alejandro resigneddirector
- 2026-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-10🔓Charge satisfied #3
- 2026-01-17📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-01-17📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-21📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2025-10-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-20➕WILLIAMSON, Matthew James, Dr appointeddirector
- 2025-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-09-08➕GHERSCOVIC, Damian Alejandro appointeddirector
- 2025-09-08➖GHERSCOVIC, Gabriel Edgardo resigneddirector
- 2025-09-08➖GHERSCOVIC, Gabriele resigneddirector
- 2025-06-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-05-19📄resolutionresolution · RESOLUTIONS
- 2025-05-19📄memorandum-articlesincorporation · MA
- 2025-04-25🔒Charge registered #3Lender: Daniel Leigh and Mark Reynolds (The "Chargee") as Joint Administrators of Free to Learn LTD (in Administration)
- 2024-04-25➕GHERSCOVIC, Gabriel Edgardo appointeddirector
- 2024-04-25➖NAWAZ, Sharjeel resigneddirector
- 2023-01-26➕NAWAZ, Sharjeel appointeddirector
- 2019-06-19🔓Charge satisfied #2
- 2019-04-05🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2016-06-24🔓Charge satisfied #1
- 2016-05-23➖HOLT, Jason Bruno Acker resigneddirector
- 2016-05-23➖MARSH, Mary Elizabeth, Dame resigneddirector
- 2016-01-25➖HOLT, Shona resignedsecretary
- 2016-01-25➕GHERSCOVIC, Gabriele appointeddirector
- 2016-01-25➖HOLT, Shona resigneddirector
- 2015-02-24➕MARSH, Mary Elizabeth, Dame appointeddirector
- 2011-06-17🔒Charge registered #1Lender: Barclays Bank PLC
- 2006-11-08🏢Company incorporatedAs BRITISH ACADEMY OF JEWELLERY LIMITED
- 2006-11-08➕HOLT, Shona appointedsecretary
- 2006-11-08➕HOLT, Jason Bruno Acker appointeddirector
- 2006-11-08➕HOLT, Shona appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
Red flags
1 med · 1 lowMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: GHERSCOVIC, Damian Alejandro resigned 2026-03-31; GHERSCOVIC, Gabriel Edgardo resigned 2025-09-08; GHERSCOVIC, Gabriele resigned 2025-09-08
Multiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
The Academy Of Jewellery Holdings Ltd holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Academy Of Jewellery Holdings Ltd Corporate entity | — | — | sig. influencesignificant influence | 25/04/2025 |
2 historic (ceased) PSCs
- Free To Learn Ltdceased 25/04/2025· significant influence
- Gabriele Gherscovicceased 01/07/2022· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Daniel Leigh and Mark Reynolds (The "Chargee") as Joint Administrators of Free to Learn (in Administration) Daniel Leigh and Mark Reynolds (The "Chargee") as Joint Administrators of Free to Learn LTD (in Administration) | A registered charge | 1 property | 25/04/2025 | 10/03/2026 | |
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | — | 05/04/2019 | 19/06/2019 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 17/06/2011 | 24/06/2016 |