5 STARS PROPERTIES LIMITED
🌳Matureactive
05996802 · ltd · incorporated 2006-11-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£333.7k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
10 live charges · 2 lenders · oldest 19.0y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £333,719
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£334k
↑ 11% YoY
Current Assets
£844k
↑ 2.9% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £833.1k | £819.7k |
| Current assets | £844.4k | £820.9k |
| Net assets | £333.7k | £300.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2025-12-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-05-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-05-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-05-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-05-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-05-21🔓Charge satisfied #7
- 2019-05-21🔓Charge satisfied #6
- 2019-05-21🔓Charge satisfied #5
- 2019-05-21🔓Charge satisfied #4
- 2019-05-21🔓Charge satisfied #3
- 2019-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-16🔒Charge registered #10Lender: Lloyds Bank PLC
- 2019-05-16🔒Charge registered #9Lender: Lloyds Bank PLC
- 2019-05-16🔒Charge registered #8Lender: Lloyds Bank PLC
- 2019-04-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-04-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-03-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-03-20🔓Charge satisfied #2
- 2019-03-20🔓Charge satisfied #1
- 2012-07-18🔒Charge registered #7Lender: National Westminster Bank PLC
- 2008-10-03🔒Charge registered #6Lender: National Westminster Bank PLC
- 2008-08-04🔒Charge registered #5Lender: National Westminster Bank PLC
- 2008-06-06🔒Charge registered #4Lender: National Westminster Bank PLC
- 2008-03-07🔒Charge registered #3Lender: National Westminster Bank PLC
- 2007-11-09🔒Charge registered #2Lender: National Westminster Bank PLC
- 2007-06-19🔒Charge registered #1Lender: National Westminster Bank PLC
- 2006-11-13🏢Company incorporatedAs 5 STARS PROPERTIES LIMITED
- 2006-11-13➕THAYAPARAN, Sivathargini appointedsecretary
- 2006-11-13➕THAYAPARAN, Nalliah appointeddirector
- 2006-11-13➕THAYAPARAN, Sivathargini appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sivathargini Thayaparan Individual · British · DOB 07/1977 · age 49 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/04/2019 |
Mr Nalliah Thayaparan Individual · British · DOB 12/1973 · age 53 | — | — | board controlboard control · trust interest · firm interest | 01/05/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · KT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 40 WINKS PROPERTIES LIMITED→ 16620638 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 41 DOWN ROAD LTD→ 12115919 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 41 THE AVENUE FREEHOLD LIMITED→ 12763371 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 42 ARUNDEL PORTSMOUTH LTD→ 17051840 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 42 SOUTH TERRACE LITTLEHAMPTON MANAGEMENT LIMITED→ 02452606 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| 43 LAMBERT ROAD LTD→ 14415600 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 43 PROPERTY GROUP LTD→ 14939348 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 5 ELEPHANTS LIMITED→ 16329241 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 5 HIGH STREET FREEHOLD LTD→ 16876588 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 5 MINERVA ROAD FREEHOLD LIMITED→ 10570343 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 5 STAFFORD TERRACE COMPANY LIMITED→ 17094214 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 50 FASSETT ROAD RESIDENTS ASSOCIATION LIMITED→ 02021497 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-11-13
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
57 Blakes Avenue
New Malden
Surrey
KT3 6RF
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-25
Last: 2025-07-11
Officers (3 active · 0 resigned)
THAYAPARAN, Sivathargini→
Activesecretary · appointed 2006-11-13
View their other companies + combined net worth →
THAYAPARAN, Nalliah→
Activedirector · ~53y · appointed 2006-11-13
View their other companies + combined net worth →
THAYAPARAN, Sivathargini→
Activedirector · ~49y · appointed 2006-11-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
3
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 16/05/2019 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 16/05/2019 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 4 properties | 16/05/2019 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 18/07/2012 | 21/05/2019 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 03/10/2008 | 21/05/2019 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 04/08/2008 | 21/05/2019 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/06/2008 | 21/05/2019 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 07/03/2008 | 21/05/2019 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 09/11/2007 | 20/03/2019 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 19/06/2007 | 20/03/2019 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (67 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-22
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-15
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-01
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-24
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-07-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2019-05-28