TRUE CFP LIMITED
🌳Matureactive
05998745 · ltd · incorporated 2006-11-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£107.7k
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66190Other activities auxiliary to financial services, except insurance and pension funding
- 66290Other activities auxiliary to insurance and pension funding
Investor take
PursueAsset-holding vehicle with a 64-year-old founder — textbook succession opportunity.
Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
9 officers (2 active, 9 linked, 6 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
87 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £107,673
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£108k
↑ 2.2% YoY
Current Assets
£331k
↓ 17% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £112.6k | £208.0k |
| Current assets | £330.6k | £398.3k |
| Net assets | £107.7k | £105.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 persons-with-significant-control
Last 90 days
2
filings
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-06-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-08-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-08-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-08-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-29📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2018-02-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-05-09📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-04-26➖WARREN, Paul Andrew resignedsecretary
- 2009-11-30➕BAXENDALE, Simon John appointeddirector
- 2009-11-30➖HUSSAIN, Nadeem Tariq resigneddirector
- 2009-07-22➖BAXENDALE, Simon John resigneddirector
- 2009-07-22➕HUSSAIN, Nadeem Tariq appointeddirector
- 2008-11-20➕BAXENDALE, Simon John appointeddirector
- 2008-11-20➖HUSSAIN, Nadeem Tariq resigneddirector
- 2008-08-15➕BENTHAM, Julia appointeddirector
- 2008-07-30➖SHARPLES, Mark John resigneddirector
- 2006-11-15🏢Company incorporatedAs TRUE CFP LIMITED
- 2006-11-15➕WARREN, Paul Andrew appointedsecretary
- 2006-11-15➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2006-11-15➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2006-11-15➕HUSSAIN, Nadeem Tariq appointeddirector
- 2006-11-15➕SHARPLES, Mark John appointeddirector
- 2006-11-15➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2006-11-15➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Simon John Baxendale Individual · British · DOB 12/1962 · age 64 | 50–75% | — | 50-75% shares | 06/04/2016 |
Mrs Julia Bentham Individual · British · DOB 06/1972 · age 54 | 25–50% | — | 25-50% shares | 27/01/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALPHAFX INVESTMENTS LIMITED→ 14661259 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AURIX CAPITAL LTD→ 16696636 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BARKER MORTGAGES LTD→ 13967372 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BARNESFIELD INVESTMENTS LTD→ 16998303 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BKSJ LIMITED→ 06909301 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BLACKCROWN INVESTMENTS LIMITED→ 16963321 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| C & A HEALTHCARE LIMITED→ 07179001 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| CARFINANCE123 LTD→ 13811791 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CARLEY FINANCIAL LIMITED→ 09941284 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CHARLES LOUIS COMMERCIAL FINANCE LTD→ 11577780 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CHOUDHRY PROPERTY INNOVATIONS LTD→ 15994642 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CJP FINANCIAL SERVICES LIMITED→ 06060099 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-11-15
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
5 St Marys Place
Bury
Lancashire
BL9 0DZ
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2027-04-08
Last: 2026-03-25
Officers (2 active · 7 resigned)
BAXENDALE, Simon John→
Activedirector · ~64y · appointed 2009-11-30
View their other companies + combined net worth →
BENTHAM, Julia→
Activedirector · ~54y · appointed 2008-08-15
View their other companies + combined net worth →
WARREN, Paul Andrew→
Resignedsecretary · appointed 2006-11-15 · resigned 2010-04-26
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2006-11-15 · resigned 2006-11-15
BAXENDALE, Simon John→
Resigneddirector · ~64y · appointed 2008-11-20 · resigned 2009-07-22
HUSSAIN, Nadeem Tariq→
Resigneddirector · ~65y · appointed 2009-07-22 · resigned 2009-11-30
HUSSAIN, Nadeem Tariq→
Resigneddirector · ~65y · appointed 2006-11-15 · resigned 2008-11-20
SHARPLES, Mark John→
Resigneddirector · ~63y · appointed 2006-11-15 · resigned 2008-07-30
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 2006-11-15 · resigned 2006-11-15
Click a director name to see their full track record across all companies.
Recent filings (87 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-06-03
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-25
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-18
appoint-person-director-company-with-name-date
officers · AP01
2025-01-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-19
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-20
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-04
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-08-03