DO MORTGAGES LIMITED
💤Zombieactive
06006844 · ltd · incorporated 2006-11-22
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66220Activities of insurance agents and brokers
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 13.0y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 13.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (1 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-01-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-01-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-05-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-03-21➖CLEMENTSON, Annabel resigneddirector
- 2017-03-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-03-09➕CLEMENTSON, Annabel appointeddirector
- 2013-07-23🔒Charge registered #1Lender: Barclays Bank PLC
- 2013-04-30➖GWINNELL, Oliver Edward resignedsecretary
- 2013-04-30➖GWINNELL, Oliver Edward resigneddirector
- 2006-11-28➕CLEMENTSON, Daniel Jon appointeddirector
- 2006-11-28➕GWINNELL, Oliver Edward appointedsecretary
- 2006-11-28➕GWINNELL, Oliver Edward appointeddirector
- 2006-11-23➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2006-11-23➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2006-11-22🏢Company incorporatedAs DO MORTGAGES LIMITED
- 2006-11-22➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2006-11-22➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
68/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Daniel Jon Clementson Individual · British · DOB 06/1976 · age 50 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · IP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAPITALISED FINANCIAL LIMITED→ 13692368 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CELIA MASON WEALTH MANAGEMENT LTD→ 09707061 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CREASY CONSULTING LIMITED→ 07961363 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| CTF INVESTMENTS LTD→ 15786800 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CURRENCY TRADING MADE EASY LTD→ 13771475 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| DAY FINANCIAL PLANNING LTD→ 09970247 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| DECODE TRADING LTD→ 15832820 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DEEPBLUE ASSOCIATES LIMITED→ 13046684 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| DELFINO PESCARA 1936 FINANCE PLC→ 11530555 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| DEUTSCHE MANAGEMENT LTD→ 15425544 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| DIMEBERG LTD→ 15965870 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DSBL CONSULTANCY LIMITED→ 11719267 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-11-22
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
The Curatage Orford Road
Bromeswell
Woodbridge
IP12 2PP
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-12-06
Last: 2025-11-22
Officers (1 active · 5 resigned)
CLEMENTSON, Daniel Jon→
Activedirector · ~50y · appointed 2006-11-28
View their other companies + combined net worth →
GWINNELL, Oliver Edward→
Resignedsecretary · appointed 2006-11-28 · resigned 2013-04-30
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2006-11-22 · resigned 2006-11-23
CLEMENTSON, Annabel→
Resigneddirector · ~44y · appointed 2017-03-09 · resigned 2017-03-21
GWINNELL, Oliver Edward→
Resigneddirector · ~50y · appointed 2006-11-28 · resigned 2013-04-30
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2006-11-22 · resigned 2006-11-23
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 23/07/2013 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (63 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-01-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-02-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-01-22