BAILEY HOLDINGS LIMITED
🌳Matureactive
06010084 · ltd · incorporated 2006-11-27
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2024
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
- 77120Renting and leasing of trucks and other heavy vehicles
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
14 live charges · 4 lenders · oldest 19.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 19.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
14 charges (14/14 with lender, 14/14 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
102 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-01-31 |
|---|---|
| Average employees | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
9
filings
- • 9 mortgage
Last 180 days
9
filings
- • 9 mortgage
Counts from Companies House filing history.
Corporate timeline (56 events)Click to expand
- 2026-06-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-06-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-06-08🔓Charge satisfied #8
- 2026-06-08🔓Charge satisfied #7
- 2026-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-29🔒Charge registered #15Lender: Hsbc UK Bank PLC
- 2026-04-29🔒Charge registered #14Lender: Hsbc UK Bank PLC
- 2026-04-29🔒Charge registered #13Lender: Hsbc UK Bank PLC
- 2026-04-29🔒Charge registered #12Lender: Hsbc UK Bank PLC
- 2026-04-29🔒Charge registered #11Lender: Hsbc UK Bank PLC
- 2026-04-29🔒Charge registered #10Lender: Hsbc UK Bank PLC
- 2026-04-29🔒Charge registered #9Lender: Hsbc UK Bank PLC
- 2025-10-16📄accounts-with-accounts-type-smallaccounts · AA
- 2024-10-25📄accounts-with-accounts-type-smallaccounts · AA
- 2024-06-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-10➕GREEN, Caroline Inez appointeddirector
- 2023-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-27📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2023-09-04📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2023-08-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-08📄resolutionresolution · RESOLUTIONS
- 2023-08-08📄capital-alter-shares-subdivisioncapital · SH02
- 2023-08-08📄memorandum-articlesincorporation · MA
- 2023-08-08📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-08-08📄capital-name-of-class-of-sharescapital · SH08
- 2023-08-08📄resolutionresolution · RESOLUTIONS
- 2023-08-01➕HARLAND, Simon Leslie appointedsecretary
- 2023-08-01➖BAILEY, Kathryn Mary resignedsecretary
- 2023-08-01🔒Charge registered #6Lender: Mgb (Cornwall) Limited (14668830)
- 2023-07-31➕HARLAND, Simon Leslie appointeddirector
- 2023-07-31➖BAILEY, Kathryn Mary resigneddirector
- 2023-07-31🔒Charge registered #8Lender: Lloyds Bank PLC
- 2023-07-31🔒Charge registered #7Lender: Lloyds Bank PLC
- 2023-07-19🔓Charge satisfied #3
- 2023-07-17🔓Charge satisfied #4
- 2023-07-17🔓Charge satisfied #1
- 2018-12-14🔓Charge satisfied #5
- 2016-01-25🔒Charge registered #5Lender: National Westminster Bank PLC
- 2016-01-25🔒Charge registered #4Lender: National Westminster Bank PLC
- 2007-03-29🔒Charge registered #3Lender: National Westminster Bank PLC
- 2007-02-21🔒Charge registered #1Lender: National Westminster Bank PLC
- 2006-12-07➕BAILEY, Mark Gordon appointeddirector
- 2006-12-07➕BAILEY, Kathryn Mary appointedsecretary
Showing most recent 50 of 56 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "BAILEY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondary12+ year tenure: Director in role 20 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med · 1 low7 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-04-29: A registered charge; 2026-04-29: A registered charge; 2026-04-29: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Mgb (Cornwall) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Mgb (Cornwall) Limited
Corporate parent · holds 75-100% shares · board control
⬇
BAILEY HOLDINGS LIMITED
This company · 06010084
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mgb (Cornwall) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/08/2023 |
1 historic (ceased) PSC
- Mr Mark Gordon Baileyceased 01/08/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · TR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A WATSON PROPERTIES LIMITED→ 15107961 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMM CORNWALL LIMITED→ 16668212 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARTHUR HIGGINS (PROPERTIES) LIMITED→ 08311410 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ARTUR PROPERTIES LTD→ 13551019 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ATLANTEK LETTINGS LIMITED→ 16443214 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ATLANTIC BAY HOTEL LIMITED→ 10250788 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AVENUE ROAD FALMOUTH MANAGEMENT CO LIMITED→ 02694225 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| AVITELMESSUS ESTATES LIMITED→ 11347897 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AXIOM PROPERTY SERVICES LIMITED→ 14837774 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AYR PROPERTY MANAGEMENT LTD→ 16104391 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BAJAMAR LTD→ 12990503 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BAKERS COURT LIMITED→ 09927709 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-11-27
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Venayr Goonearl
Scorrier
Redruth
Cornwall
TR16 5EB
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-08-17
Last: 2025-08-03
Officers (4 active · 4 resigned)
HARLAND, Simon Leslie→
Activesecretary · appointed 2023-08-01
View their other companies + combined net worth →
BAILEY, Mark Gordon→
Activedirector · ~58y · appointed 2006-12-07
View their other companies + combined net worth →
GREEN, Caroline Inez→
Activedirector · ~58y · appointed 2024-06-10
View their other companies + combined net worth →
HARLAND, Simon Leslie→
Activedirector · ~60y · appointed 2023-07-31
View their other companies + combined net worth →
BAILEY, Kathryn Mary→
Resignedsecretary · appointed 2006-12-07 · resigned 2023-08-01
MANTEL SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2006-11-27 · resigned 2006-12-07
BAILEY, Kathryn Mary→
Resigneddirector · ~52y · appointed 2006-12-07 · resigned 2023-07-31
MANTEL NOMINEES LIMITED→
Resignedcorporate-director · appointed 2006-11-27 · resigned 2006-12-07
Click a director name to see their full track record across all companies.
Mortgages & charges
14
Total charges
8
Outstanding
2
Active lenders
Status:Lender:14 of 14 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 29/04/2026 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 29/04/2026 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 29/04/2026 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 29/04/2026 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 29/04/2026 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 29/04/2026 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 29/04/2026 | — | |
| outstanding | Mgb (Cornwall) (14668830) Mgb (Cornwall) Limited (14668830) | A registered charge | — | 01/08/2023 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 31/07/2023 | 08/06/2026 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 7 properties | 31/07/2023 | 08/06/2026 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 25/01/2016 | 14/12/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 25/01/2016 | 17/07/2023 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 29/03/2007 | 19/07/2023 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 21/02/2007 | 17/07/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (102 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-06-08
mortgage-satisfy-charge-full
mortgage · MR04
2026-06-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-11
accounts-with-accounts-type-small
accounts · AA
2025-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-12
accounts-with-accounts-type-small
accounts · AA
2024-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-12
appoint-person-director-company-with-name-date
officers · AP01
2024-06-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-27