AKIRA FINANCIAL LIMITED
🌳Matureactive
06015098 · ltd · incorporated 2006-11-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 13.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2024
Net worth
£10.51M
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 13.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £10,509,779
Key financials
1 year extracted from filed iXBRL accountsCash
£1.5m
Net Worth
£11m
Current Assets
£14m
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-04-30 |
|---|---|
| Total assets | £10.51M |
| Current assets | £13.51M |
| Cash | £1.55M |
| Debtors | £11.97M |
| Net assets | £10.51M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 miscellaneous
Last 180 days
2
filings
- • 1 accounts
- • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-03-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2026-03-26📄legacymiscellaneous · ANNOTATION
- 2025-07-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-11-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-02-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-10-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-12-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-09-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-09-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-09-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-01-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-12-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2016-12-01➕EMIN, Carmen Adele Suling appointeddirector
- 2016-01-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-06-03🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2006-11-30🏢Company incorporatedAs AKIRA FINANCIAL LIMITED
- 2006-11-30➕FLATMAN, Michael John appointedsecretary
- 2006-11-30➕EMIN, Jonathan Enver appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jonathan Enver Emin Individual · British · DOB 01/1971 · age 55 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Carmen Adele Suling Emin Individual · British · DOB 12/1971 · age 55 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Jonathan Enver Emin Individual · British · DOB 01/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCRUE LIMITED→ 04185133 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ACCRUE NOMINEES (EXEMPT) LIMITED→ 04116475 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ACG MORTGAGE SOLUTIONS LTD→ 13828492 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ACUBENS MANAGEMENT LTD→ 08854470 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ALFRED'S TOWER MANAGEMENT LIMITED→ 10651941 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ALHAM FARM LIMITED→ 08870378 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ALPHA HOUSE WEALTH MANAGEMENT LIMITED→ 11912515 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AMBER FINANCIAL INVESTMENTS LIMITED→ 07630847 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| AMPLIFYCHANGE→ 12482833 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ARETI MORTGAGES LIMITED→ 15995316 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASHTON ASSOCIATES (BATH) LIMITED→ 07463269 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ASTRALPOINT LIMITED→ 01546006 · est 1981 · no financials extracted | — | — | — | — | 45y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-11-30
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing
Registered office
13 Beaufort East
Bath
BA1 6QD
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-11-14
Last: 2025-10-31
Officers (3 active · 0 resigned)
FLATMAN, Michael John→
Activesecretary · appointed 2006-11-30
View their other companies + combined net worth →
EMIN, Carmen Adele Suling→
Activedirector · ~55y · appointed 2016-12-01
View their other companies + combined net worth →
EMIN, Jonathan Enver→
Activedirector · ~55y · appointed 2006-11-30
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 03/06/2013 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (54 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-03-26
legacy
miscellaneous · ANNOTATION
2026-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-11-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-01-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-10-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-12-03