ACCESS LIVING LIMITED
🌳Matureactive
06043506 · ltd · incorporated 2007-01-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 13.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other residential care activities n.e.c.
Sector: Human health & social work
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 59). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 13.9y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 6 with DOB)
87
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
76 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
5
filings
- • 2 persons-with-significant-control
- • 2 officers
- • 1 confirmation-statement
Last 180 days
10
filings
- • 4 persons-with-significant-control
- • 3 officers
- • 2 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-04-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-04-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-04-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-23➕SINGH, Prabhjote Kaur appointeddirector
- 2026-04-23➖KAUR, Simran resigneddirector
- 2026-03-27➕SINGH, Sucha appointeddirector
- 2026-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-03-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-07🔓Charge satisfied #2
- 2025-09-07🔓Charge satisfied #1
- 2025-08-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-08-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-21➕KAUR, Simran appointeddirector
- 2025-07-21➖SINGH, Sucha resigneddirector
- 2025-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-10➖SINGH, Prabjot resignedsecretary
- 2012-10-04🔒Charge registered #2Lender: Hsbc Bank PLC
- 2012-08-20🔒Charge registered #1Lender: Hsbc Bank PLC
- 2008-07-18➖KAUR SINGH, Prabjot resigneddirector
- 2007-06-26➕KAUR SINGH, Prabjot appointeddirector
- 2007-06-26➖SINGH, Samer resigneddirector
- 2007-06-21➕SINGH, Samer appointeddirector
- 2007-01-08🏢Company incorporatedAs ACCESS LIVING LIMITED
- 2007-01-08➕SINGH, Prabjot appointedsecretary
- 2007-01-08➕SINGH, Sucha appointeddirector
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: KAUR, Simran resigned 2026-04-23; SINGH, Sucha resigned 2025-07-21
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Prabhjote Kaur Singh Individual · British · DOB 09/1969 · age 57 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/04/2026 |
Mr Sucha Singh Individual · British · DOB 07/1967 · age 59 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/03/2026 |
3 historic (ceased) PSCs
- Ms Simran Kaurceased 23/04/2026· 50-75% shares · 50-75% voting · board control
- Mrs Prabjot Singhceased 18/03/2026· 25-50% shares · 25-50% voting · board control
- Mr Sucha Singhceased 21/07/2025· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · IG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A B M GROUPER LIMITED→ 02503260 · est 1990 · no financials extracted | — | — | — | — | 35y | — | — |
| AARK HEALTH LIMITED→ 14307418 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABBEY CARE CENTRE LIMITED→ 05741454 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ABBEY RAVENSCROFT PARK LIMITED→ 05502514 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ABIAGU LTD→ 16302043 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABIE SAMS LIMITED→ 09480998 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ACCESSCARE LTD→ 10445803 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCURATE CARE SERVICES LIMITED→ 08368155 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ACE MEDLEGAL LIMITED→ 12818996 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACHAL LIMITED→ 05592773 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ACHIAA LTD→ 13963494 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ACMED SERVICES LTD→ 09046242 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-01-08
Jurisdictionengland-wales
Primary SIC87900 — Other residential care activities n.e.c.
Registered office
15 Geariesville Gardens
Barkingside
Ilford
IG6 1JH
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-11
Last: 2026-04-27
Officers (2 active · 5 resigned)
SINGH, Prabhjote Kaur→
Activedirector · ~57y · appointed 2026-04-23
View their other companies + combined net worth →
SINGH, Sucha→
Activedirector · ~59y · appointed 2026-03-27
View their other companies + combined net worth →
SINGH, Prabjot→
Resignedsecretary · appointed 2007-01-08 · resigned 2022-01-10
KAUR, Simran→
Resigneddirector · ~35y · appointed 2025-07-21 · resigned 2026-04-23
KAUR SINGH, Prabjot→
Resigneddirector · ~57y · appointed 2007-06-26 · resigned 2008-07-18
SINGH, Samer→
Resigneddirector · ~57y · appointed 2007-06-21 · resigned 2007-06-26
SINGH, Sucha→
Resigneddirector · ~59y · appointed 2007-01-08 · resigned 2025-07-21
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 04/10/2012 | 07/09/2025 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 20/08/2012 | 07/09/2025 |
Recent filings (76 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-27
termination-director-company-with-name-termination-date
officers · TM01
2026-04-27
appoint-person-director-company-with-name-date
officers · AP01
2026-04-27
appoint-person-director-company-with-name-date
officers · AP01
2026-03-27
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-20
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-01
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-07
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-30