AFS GLOBAL LTD
- · Oldest live charge 19.3y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 19.3y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 19.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £1.00M | £289.9k |
| Current assets | £2.76M | £2.29M |
| Cash | £1.00M | £430.8k |
| Debtors | £1.52M | £1.31M |
| Net assets | £997.4k | £284.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 persons-with-significant-control
- • 4 persons-with-significant-control
- • 1 address
- • 4 persons-with-significant-control
- • 1 address
- • 1 confirmation-statement
Corporate timeline (34 events)Click to expand
- 2026-06-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-06-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-05-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-05-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-05-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-13📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-13📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-12📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-02-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-01📄memorandum-articlesincorporation · MA
- 2023-12-01📄resolutionresolution · RESOLUTIONS
- 2023-08-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-26📄memorandum-articlesincorporation · MA
- 2022-10-26📄resolutionresolution · RESOLUTIONS
- 2022-10-25📄capital-allotment-sharescapital · SH01
- 2022-10-18➕HIGGINS, Christopher appointeddirector
- 2022-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-16🔓Charge satisfied #1
- 2016-06-13🔒Charge registered #2Lender: Hsbc Bank PLC
- 2015-02-20➕HIGGINS, Victoria Claire appointeddirector
- 2007-02-22🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2007-02-01➕HARRISON, Alan Ronald appointedsecretary
- 2007-02-01➕HARRISON, Alan Ronald appointeddirector
- 2007-02-01➕HOLLAND, Steven Barry appointeddirector
- 2007-01-30🏢Company incorporatedAs AFS GLOBAL LTD
- 2007-01-30➕INCORPORATION SECRETARIES LIMITED appointedcorporate-secretary
- 2007-01-30➖INCORPORATION SECRETARIES LIMITED resignedcorporate-secretary
- 2007-01-30➕INCORPORATION DIRECTORS LIMITED appointedcorporate-director
- 2007-01-30➖INCORPORATION DIRECTORS LIMITED resignedcorporate-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
2 corporate shareholders identified. Group structure is distributed.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Almar Rainhill Corporate entity | 25–50% | — | 25-50% shares | 27/11/2018 |
Corbiek Holdings Corporate entity | 25–50% | — | 25-50% shares | 27/11/2018 |
2 historic (ceased) PSCs
- Mr Alan Ronald Harrisonceased 06/04/2016· 25-50% shares · 25-50% voting
- Mr Steven Barry Hollandceased 06/04/2016· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 13/06/2016 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 22/02/2007 | 16/02/2017 |