CARTER CONSTRUCTION (DERBY) LIMITED

💤Zombieactive

06077041 · ltd · incorporated 2007-02-01

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Development of building projects

Sector: Construction

Investor take

Pursue

Active trading company with a 64-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (80/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

5 live charges · oldest 18.9y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 18.9 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

2 officers (2 active, 2 linked, 1 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

10 connected companies via shared directors

Filing history

55 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-04-30	2024-04-30
Average employees	15	1800

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (27 events)Click to expand

2025-12-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-11-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-12-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-10-18
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-01
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-02-13
📄
mortgage-satisfy-charge-full
mortgage · MR04
2016-02-13
📄
mortgage-satisfy-charge-full
mortgage · MR04
2016-02-13
📄
mortgage-satisfy-charge-full
mortgage · MR04
2016-02-13
🔓
Charge satisfied #5
2016-02-13
🔓
Charge satisfied #3
2016-02-13
🔓
Charge satisfied #1
2015-10-20
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-02-07
🔓
Charge satisfied #4
2008-05-14
🔒
Charge registered #5
Lender: National Westminster Bank PLC
2007-09-26
🔒
Charge registered #4
Lender: National Westminster Bank PLC
2007-09-26
🔒
Charge registered #3
Lender: National Westminster Bank PLC
2007-09-24
🔒
Charge registered #2
Lender: National Westminster Bank PLC
2007-09-14
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2007-02-01
🏢
Company incorporated
As CARTER CONSTRUCTION (DERBY) LIMITED
2007-02-01
➕
CARTER, Julie Clare appointed
secretary
2007-02-01
➕
CARTER, Roger Ian appointed
director

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Founder name in company name: Company name contains director surname "CARTER" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 64 — approaching natural succession window.
+No director turnover: Company is 19 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

88/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondary12+ year tenure: Director in role 19 years.
secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Julie Clare Carter Individual · British · DOB 06/1967 · age 59	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016
Mr Roger Ian Carter Individual · British · DOB 06/1962 · age 64	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · DE postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A & E PROPERTY & INVESTMENT LTD→ 12417332 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
A & J DESIGN & BUILD LIMITED→ 04974941 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
A H PEABODY CONSULTING LIMITED→ 14003933 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
A J CHEETHAM PAINTER & DECORATOR LIMITED→ 09038205 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
A J COOPER PLUMBING AND HEATING SERVICES LIMITED→ 16223732 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ACB HOME IMPROVEMENTS LTD→ 06276620 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
ACE & TOPLIS RAIL LTD→ 16495222 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ADKIN MECHANICAL SERVICES LTD→ 08330799 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
ADVANCED DESIGN ELECTRICAL LIMITED→ 14528611 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
AEG CONSTRUCTION LTD→ 13153011 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
AEG ENERGY LTD→ 14164769 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
AG DERBY STREET DEVELOPMENTS LTD→ 14665757 · est 2023 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2007-02-01

Jurisdictionengland-wales

Primary SIC41100 — Development of building projects

Registered office

Carter Construction (Derby) Ltd

Richardson Street

Derby

DE22 3GR

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2027-02-15

Last: 2026-02-01

Officers (2 active · 0 resigned)

CARTER, Julie Clare→

secretary · appointed 2007-02-01

View their other companies + combined net worth →

Active

CARTER, Roger Ian→

director · ~64y · appointed 2007-02-01

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:5 of 5 shown

		Type	Properties
satisfied	National Westminster Bank National Westminster Bank PLC	Legal charge	1 property	14/05/2008	13/02/2016
satisfied	National Westminster Bank National Westminster Bank PLC	Legal charge	1 property	26/09/2007	07/02/2014
satisfied	National Westminster Bank National Westminster Bank PLC	Legal charge	1 property	26/09/2007	13/02/2016
outstanding	National Westminster Bank National Westminster Bank PLC	Debenture	1 property	24/09/2007	—
satisfied	National Westminster Bank National Westminster Bank PLC	Legal charge	1 property	14/09/2007	13/02/2016

Click column headers to sort. Use filters above to narrow by status and lender.