MPI SERVICES (SAFFRON WALDEN) LIMITED

🌳Matureactive
06139990 · ltd · incorporated 2007-03-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (69/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 4 with DOB)
86
Ownership & PSC
4 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
60 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-30
Average employees300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-07-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-10
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  3. 2024-07-18
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  4. 2024-07-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-07-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-07-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-09-13
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  8. 2021-09-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-05-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-04-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2021-04-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2021-03-31
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2019-09-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-07-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2017-10-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2016-01-21
    ➖
    MOLL, Kevin Derek resigned
    director
  17. 2016-01-21
    ➖
    ROWE, Henry James Hunter resigned
    director
  18. 2015-12-10
    ➖
    TAYLER BRADSHAW LIMITED resigned
    corporate-secretary
  19. 2007-03-06
    🏢
    Company incorporated
    As MPI SERVICES (SAFFRON WALDEN) LIMITED
  20. 2007-03-06
    ➕
    HOWARD, Marion Frances appointed
    director
  21. 2007-03-06
    ➕
    HOWARD, Trevor appointed
    director
  22. 2007-03-06
    ➕
    TAYLER BRADSHAW LIMITED appointed
    corporate-secretary
  23. 2007-03-06
    ➕
    MOLL, Kevin Derek appointed
    director
  24. 2007-03-06
    ➕
    ROWE, Henry James Hunter appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

4 active beneficial owners · fragmented
NameSharesVoting rightsNature of controlNotified
Mr Henry James Hunter Rowe
Individual · British · DOB 02/1956 · age 70
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Kevin Derek Moll
Individual · British · DOB 05/1960 · age 66
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Marion Frances Howard
Individual · British · DOB 08/1965 · age 61
25–50%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016
Trevor Howard
Individual · British · DOB 10/1958 · age 68
25–50%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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————1y——
MONAVATE SUPPLY CHAIN PAYMENTS SERVICES LTD→
15183382 · est 2023 · no financials extracted
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MR HLDNG LIMITED→
12872207 · est 2020 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2007-03-06
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

32 The Grip
Linton
Cambridge
CB21 4NR
England

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-03-02
Last: 2026-02-16

Officers (2 active · 3 resigned)

HOWARD, Marion Frances→
director · ~61y · appointed 2007-03-06
View their other companies + combined net worth →
Active
HOWARD, Trevor→
director · ~68y · appointed 2007-03-06
View their other companies + combined net worth →
Active
TAYLER BRADSHAW LIMITED→
corporate-secretary · appointed 2007-03-06 · resigned 2015-12-10
Resigned
MOLL, Kevin Derek→
director · ~66y · appointed 2007-03-06 · resigned 2016-01-21
Resigned
ROWE, Henry James Hunter→
director · ~70y · appointed 2007-03-06 · resigned 2016-01-21
Resigned

Click a director name to see their full track record across all companies.

Recent filings (60 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-07
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-19
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2024-07-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-17
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-21
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2021-09-13
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-08
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-04-06