A.F. CLOUGH LIMITED
🌳Matureactive
06163860 · ltd · incorporated 2007-03-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 13.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Dental practice activities
Sector: Human health & social work
Investor take
PursueActive trading company with a 72-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (83/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 13.6y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
64 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 |
|---|---|
| Average employees | 27 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 accounts
Last 180 days
2
filings
- • 2 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-04-30📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2026-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-03➖HOLDEN, Jayne resigneddirector
- 2025-09-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-01-09🔒Charge registered #5Lender: Lloyds Bank PLC
- 2019-01-02📄change-person-director-company-with-change-dateofficers · CH01
- 2018-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-12-18🔓Charge satisfied #1
- 2018-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-07-22🔒Charge registered #4Lender: Lloyds Bank PLC
- 2016-07-18🔒Charge registered #3Lender: Lloyds Bank PLC
- 2016-07-18🔒Charge registered #2Lender: Lloyds Bank PLC
- 2012-12-26🔒Charge registered #1Lender: Barclays Bank PLC
- 2007-03-15🏢Company incorporatedAs A.F. CLOUGH LIMITED
- 2007-03-15➕CLOUGH, Anthony Francis appointedsecretary
- 2007-03-15➕CLOUGH, Anthony Francis appointeddirector
- 2007-03-15➕CLOUGH, Tom appointeddirector
- 2007-03-15➕HOLDEN, Jayne appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CLOUGH" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
89/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony Francis Clough Individual · British · DOB 12/1954 · age 72 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · CM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.F. CLOUGH DENTAL CARE LIMITED→ 07583326 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| A.F. CLOUGH ORTHO LTD→ 15956098 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A&E HYGIENE AND THERAPY LTD→ 12269952 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A1 HOME CARE LTD→ 06137118 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| AAGHNA LTD→ 15884049 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACTIVE RECOVERY CLINIC LTD→ 16595200 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AD PAEDS PVT LTD→ 15820553 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADA HEALTH LTD→ 09750678 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADDAH ANAESTHESIA LIMITED→ 11418353 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADEKHAD MEDICAL SERVICES LIMITED→ 15885246 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADEOLONI HEALTHCARE LIMITED→ 15089474 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADHESION RELEASE LONDON LTD→ 16850250 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-03-15
Jurisdictionengland-wales
Primary SIC86230 — Dental practice activities
Registered office
10-12 Mulberry Green
Old Harlow
Essex
CM17 0ET
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-10-10
Last: 2025-09-26
Officers (3 active · 1 resigned)
CLOUGH, Anthony Francis→
Activesecretary · appointed 2007-03-15
View their other companies + combined net worth →
CLOUGH, Anthony Francis→
Activedirector · ~72y · appointed 2007-03-15
View their other companies + combined net worth →
Active
HOLDEN, Jayne→
Resigneddirector · ~63y · appointed 2007-03-15 · resigned 2025-10-03
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 09/01/2019 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/07/2016 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 18/07/2016 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 18/07/2016 | — | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 26/12/2012 | 18/12/2018 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (64 total)
change-account-reference-date-company-previous-shortened
accounts · AA01
2026-04-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-28
termination-director-company-with-name-termination-date
officers · TM01
2025-10-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-19
change-person-director-company-with-change-date
officers · CH01
2025-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-08
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-15
change-person-director-company-with-change-date
officers · CH01
2023-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-27