ABG ACCOUNTANCY LIMITED
🌳Matureactive
06184487 · ltd · incorporated 2007-03-26
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£545.1k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 64-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 10.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 10.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £545,097
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£545k
↑ 6.0% YoY
Current Assets
£3k
↓ 7.3% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £558.8k | £523.6k |
| Current assets | £3.3k | £3.5k |
| Net assets | £545.1k | £514.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-10-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-06-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-06-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-12-08📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2016-11-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2016-11-10🔓Charge satisfied #2
- 2016-10-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2016-10-26🔓Charge satisfied #4
- 2016-07-05🔒Charge registered #4Lender: Lloyds Bank PLC
- 2015-10-20🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2015-10-02🔒Charge registered #2Lender: Vincenzo Castello
- 2015-10-01🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2012-03-26➖GADOROS, Andrew Bela resignedsecretary
- 2007-03-26🏢Company incorporatedAs ABG ACCOUNTANCY LIMITED
- 2007-03-26➕GADOROS, Andrew Bela appointeddirector
- 2007-03-26➕MULEA, Richard Lee appointeddirector
- 2007-03-26➕GADOROS, Andrew Bela appointedsecretary
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Bela Gadoros Individual · British · DOB 04/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Richard Lee Mulea Individual · British · DOB 09/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · KT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 PARK ROAD (FREEHOLD) LIMITED→ 07542151 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| 113-119 HIGH STREET HAMPTON MANAGEMENT LIMITED→ 09901588 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 116 EVESHAM HIGH STREET LIMITED→ 14713120 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 128 CAVERSHAM ROAD MANAGEMENT COMPANY LTD→ 16376082 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 14 SPRINGFIELD ROAD LTD→ 15994359 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 14AF LIMITED→ 16498122 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 15 AVENUE SOUTH FREEHOLD LIMITED→ 11468545 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 15C OAKCROFT LIMITED→ 12187822 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 16 WESTERFOLDS CLOSE LIMITED→ 16053629 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 165 FRENCH STREET LIMITED→ 16875504 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 168 BRIGHTON ROAD MANAGEMENT CO LIMITED→ 11740366 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 17 TO 25 OAKHILL FREEHOLD LIMITED→ 03593313 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-03-26
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
The Quadrant Centre
Limes Road
Weybridge
Surrey
KT13 8DH
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-04-09
Last: 2026-03-26
Officers (2 active · 1 resigned)
GADOROS, Andrew Bela→
Activedirector · ~64y · appointed 2007-03-26
View their other companies + combined net worth →
MULEA, Richard Lee→
Activedirector · ~60y · appointed 2007-03-26
View their other companies + combined net worth →
GADOROS, Andrew Bela→
Resignedsecretary · appointed 2007-03-26 · resigned 2012-03-26
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 05/07/2016 | 26/10/2016 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/10/2015 | — | |
| satisfied | Vincenzo Castello | A registered charge | 1 property | 02/10/2015 | 10/11/2016 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 01/10/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (53 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-31
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-26
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-03
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-20
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-08
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-11