ATELIER HOME AND GIFT LIMITED
🌳Matureactive
06207437 · ltd · incorporated 2007-04-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£252.8k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Wholesale of household goods (other than musical instruments) n.e.c.
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 62-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
8 live charges · 6 lenders · oldest 19.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 19.1 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
70 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £252,779
Net assets shrinking
Down £85,171 YoY
Cash YoY
+163%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£18k
↑ 163% YoY
Net Worth
£253k
↓ 25% YoY
Current Assets
£1.5m
↓ 1.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £379.6k | £510.6k |
| Current assets | £1.48M | £1.49M |
| Cash | £18.3k | £6.9k |
| Debtors | £701.3k | £698.7k |
| Net assets | £252.8k | £337.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2025-07-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-10🔒Charge registered #8Lender: Hsbc UK Bank PLC
- 2025-04-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-31🔒Charge registered #7Lender: Hsbc Invoice Finance (UK) LTD
- 2025-03-26🔒Charge registered #6Lender: Hsbc UK Bank PLC
- 2025-03-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-06🔒Charge registered #5Lender: Hsbc UK Bank PLC
- 2025-03-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-03🔓Charge satisfied #1
- 2024-08-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-08-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-01🔓Charge satisfied #2
- 2023-11-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-03-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-01🔒Charge registered #4Lender: Abcor Finance Securities Limited
- 2023-02-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-10🔒Charge registered #3Lender: Abn Amro Asset Based Finance N.V.
- 2022-10-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-21🔒Charge registered #2Lender: Seneca Trade Partners LTD
- 2021-09-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-11-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-06-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-11-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2012-11-28➕STRATTON, Gillian appointeddirector
- 2012-04-04➖LAWSON, Wayne Stephen Robert resignedsecretary
- 2012-04-04➖LAWSON, Wayne Stephen Robert resigneddirector
- 2007-04-25🔒Charge registered #1Lender: Venture Finance PLC
- 2007-04-10🏢Company incorporatedAs ATELIER HOME AND GIFT LIMITED
- 2007-04-10➕HISLOP, Timothy Guy appointeddirector
- 2007-04-10➕LAWSON, Wayne Stephen Robert appointedsecretary
- 2007-04-10➕LAWSON, Wayne Stephen Robert appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Timothy Guy Hislop Individual · British · DOB 09/1964 · age 62 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Ms Gillian Stratton Individual · British · DOB 05/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · FY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AA CATERING WHOLESALE LTD→ 12420238 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACREFORD DEVELOPMENTS LTD→ 16341675 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALLFOUR INVESTED LTD→ 16344258 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AN NASC LTD→ 16344458 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ANECOX LTD→ 07716557 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ANTIQUE STREET LIMITED→ 08477126 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ARAGON ENTERPRISES LIMITED→ 16338245 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AS CONVEYOR SYSTEMS LTD→ 13223598 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ASHVIN METALS (MIDLANDS) LIMITED→ 01707722 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| ASPINALLS ELECTRICAL DISCOUNT LIMITED→ 01871441 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| ASPIRE PRESTIGE LTD→ 04173066 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ATOMISE YOUR LIFE LTD→ 14634430 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-04-10
Jurisdictionengland-wales
Primary SIC46499 — Wholesale of household goods (other than musical instruments) n.e.c.
Registered office
Unit 3 Cropper Close
Whitehills Business Park
Blackpool
FY4 5PU
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-24
Last: 2026-04-10
Officers (2 active · 2 resigned)
HISLOP, Timothy Guy→
Activedirector · ~62y · appointed 2007-04-10
View their other companies + combined net worth →
STRATTON, Gillian→
Activedirector · ~54y · appointed 2012-11-28
View their other companies + combined net worth →
LAWSON, Wayne Stephen Robert→
Resignedsecretary · appointed 2007-04-10 · resigned 2012-04-04
LAWSON, Wayne Stephen Robert→
Resigneddirector · ~67y · appointed 2007-04-10 · resigned 2012-04-04
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
6
Outstanding
3
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 10/04/2025 | — | |
| outstanding | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | — | 31/03/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 26/03/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 06/03/2025 | — | |
| outstanding | Abcor Finance Securities Abcor Finance Securities Limited | A registered charge | — | 01/03/2023 | — | |
| outstanding | Abn Amro Asset Based Finance N.V. | A registered charge | 1 property | 10/02/2023 | — | |
| satisfied | Seneca Trade Partners Seneca Trade Partners LTD | A registered charge | 3 properties | 21/12/2021 | 01/08/2024 | |
| satisfied | Venture Finance Venture Finance PLC | Guarantee & debenture | 1 property | 25/04/2007 | 03/03/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (70 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-08
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-08-07
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-03-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-14