ACE LIBERTY & STONE PLC
🌳Matureactive
06223892 · plc · incorporated 2007-04-24
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueActive trading company with a 79-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
10 live charges · 5 lenders · oldest 9.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 9.9 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
16 officers (8 active, 16 linked, 13 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
14 connected companies via shared directors
87
Filing history
207 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 1 officers
- • 1 confirmation-statement
- • 1 capital
Last 180 days
5
filings
- • 1 officers
- • 1 confirmation-statement
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (66 events)Click to expand
- 2026-05-07📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-24📄capital-allotment-sharescapital · SH01
- 2026-04-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-21🔒Charge registered #10Lender: Coutts & Company
- 2026-02-17📄resolutionresolution · RESOLUTIONS
- 2025-12-03📄capital-allotment-sharescapital · SH01
- 2025-10-06📄accounts-with-accounts-type-groupaccounts · AA
- 2025-04-30📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-30📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2025-04-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-31📄resolutionresolution · RESOLUTIONS
- 2024-09-27📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-24🔓Charge satisfied #8
- 2024-08-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-16🔓Charge satisfied #7
- 2024-07-16🔓Charge satisfied #6
- 2024-07-16🔓Charge satisfied #5
- 2024-07-16🔓Charge satisfied #4
- 2024-07-16🔓Charge satisfied #3
- 2024-05-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-28➕GUMMERS, Eric Michael appointeddirector
- 2024-04-29📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2024-04-26📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2024-03-29➖MINTER, Ivan William resigneddirector
- 2023-04-28➕YATES, Laura appointedsecretary
- 2023-04-28➕JONES, Nicholas Richard appointeddirector
- 2023-04-28➕YATES, Laura appointeddirector
- 2023-04-28➖MINTER, Ivan William resignedsecretary
- 2023-02-02➖EL-ROUSSTOM, Hikmat resigneddirector
- 2022-10-10➖THOMAS, Mark Constable resigneddirector
- 2022-09-22🔒Charge registered #9Lender: Coutts & Company
- 2022-03-04➕MINTER, Ivan William appointedsecretary
- 2022-03-04➖INTERNATIONAL REGISTRARS LIMITED resignedcorporate-secretary
- 2018-06-01🔒Charge registered #8Lender: Coutts & Co
- 2018-03-05🔒Charge registered #7Lender: Lloyds Bank PLC as Security Agent
- 2018-02-14🔒Charge registered #6Lender: Lloyds Bank PLC
- 2017-10-13🔒Charge registered #5Lender: Lloyds Bank PLC
- 2017-04-19🔒Charge registered #4Lender: Lloyds Bank PLC
- 2017-04-04🔓Charge satisfied #2
- 2017-04-04🔓Charge satisfied #1
- 2016-11-15🔒Charge registered #3Lender: Lloyds Bank PLC
- 2016-06-29🔒Charge registered #2Lender: Nationwide Building Society
Showing most recent 50 of 66 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -7 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · WC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCESS FIRST LONDON LIMITED→ 07371761 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ACCESS VENTURES LTD→ 17071695 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACCESSIBLE MEDIA LIMITED→ 15793590 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCLIVITY VENTURES LIMITED→ 12486266 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACE MANAGEMENT SERVICES LTD→ 16765813 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACER FITNESS LTD→ 15155453 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACERNA HOLDINGS LIMITED→ 12889312 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACN LEGAL ADMIN SERVICES LTD→ 16071049 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACQ CONSULTING LIMITED→ 12523645 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACQUIRE PMS LIMITED→ 12721061 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACR CONSULTANCY LTD→ 06214909 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ACRE MERCANTILE LIMITED→ 13493026 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated2007-04-24
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
C/O Bracher Rawlins Llp, 16
High Holborn
London
WC1V 6BX
England
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-08
Last: 2026-04-24
Officers (8 active · 8 resigned)
Active
GHANDOUR, Ismail→
Activedirector · ~64y · appointed 2007-04-24
View their other companies + combined net worth →
GHORAYEB, Antonios Hanna, Dr→
Activedirector · ~79y · appointed 2013-09-19
View their other companies + combined net worth →
GHORAYEB, Kayssar→
Activedirector · ~46y · appointed 2012-09-18
View their other companies + combined net worth →
GUMMERS, Eric Michael→
Activedirector · ~65y · appointed 2024-05-28
View their other companies + combined net worth →
JONES, Nicholas Richard→
Activedirector · ~45y · appointed 2023-04-28
View their other companies + combined net worth →
PANKHURST, Keith→
Activedirector · ~78y · appointed 2007-07-19
View their other companies + combined net worth →
YATES, Laura→
Activedirector · ~42y · appointed 2023-04-28
View their other companies + combined net worth →
MINTER, Ivan William→
Resignedsecretary · appointed 2022-03-04 · resigned 2023-04-28
INTERNATIONAL REGISTRARS LIMITED→
Resignedcorporate-secretary · appointed 2007-04-24 · resigned 2022-03-04
EICHORN, Mark→
Resigneddirector · ~60y · appointed 2010-08-03 · resigned 2013-06-06
EL-ROUSSTOM, Hikmat→
Resigneddirector · ~47y · appointed 2014-11-21 · resigned 2023-02-02
GHORAYEB, Antonios Hanna, Dr→
Resigneddirector · ~79y · appointed 2013-09-23 · resigned 2013-09-23
MINTER, Ivan William→
Resigneddirector · ~82y · appointed 2013-06-06 · resigned 2024-03-29
MINTER, Ivan William→
Resigneddirector · ~82y · appointed 2007-04-24 · resigned 2010-07-31
THOMAS, Mark Constable→
Resigneddirector · ~67y · appointed 2007-07-19 · resigned 2022-10-10
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
2
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Coutts & Company | A registered charge | — | 21/04/2026 | — | |
| outstanding | NatWest Group Coutts & Company | A registered charge | — | 22/09/2022 | — | |
| satisfied | NatWest Group Coutts & Co | A registered charge | — | 01/06/2018 | 24/09/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC as Security Agent | A registered charge | — | 05/03/2018 | 16/07/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 14/02/2018 | 16/07/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 13/10/2017 | 16/07/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 19/04/2017 | 16/07/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 15/11/2016 | 16/07/2024 | |
| satisfied | Nationwide Nationwide Building Society | A registered charge | — | 29/06/2016 | 04/04/2017 | |
| satisfied | Nationwide Nationwide Building Society | A registered charge | — | 29/06/2016 | 04/04/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (207 total)
change-person-director-company-with-change-date
officers · CH01
2026-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-07
capital-allotment-shares
capital · SH01
2026-04-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-24
resolution
resolution · RESOLUTIONS
2026-02-17
capital-allotment-shares
capital · SH01
2025-12-03
accounts-with-accounts-type-group
accounts · AA
2025-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
change-person-director-company-with-change-date
officers · CH01
2025-04-30
move-registers-to-registered-office-company-with-new-address
address · AD04
2025-04-30
change-person-director-company-with-change-date
officers · CH01
2025-04-30
resolution
resolution · RESOLUTIONS
2024-10-31
accounts-with-accounts-type-group
accounts · AA
2024-09-27
mortgage-satisfy-charge-full
mortgage · MR04
2024-09-24
change-person-director-company-with-change-date
officers · CH01
2024-08-12