CHANNING LUCAS HOLDING LIMITED
🌳Matureactive
06228818 · ltd · incorporated 2007-04-27
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and acceptable with review structure.
Opportunity 83/100 (exceptional), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 4.5y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.5 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
8 officers (5 active, 8 linked, 6 with DOB)
85
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
32 connected companies via shared directors
90
Filing history
90 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
- 2025-10-29📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-29📄legacyaccounts · PARENT_ACC
- 2025-10-29📄legacyother · GUARANTEE2
- 2025-10-29📄legacyother · AGREEMENT2
- 2025-10-13📄legacyother · GUARANTEE2
- 2025-07-22📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-07-14➕PEEL, Alistair Charles appointedsecretary
- 2025-04-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-25🔒Charge registered #4Lender: Ares Management Limited as Security Agent
- 2025-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-04➖SEED, Craig Arthur resigneddirector
- 2025-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-20➕POWELL, Eliot James appointeddirector
- 2024-10-12📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-12📄legacyaccounts · PARENT_ACC
- 2024-10-12📄legacyother · AGREEMENT2
- 2024-10-12📄legacyother · GUARANTEE2
- 2024-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-27🔒Charge registered #3Lender: Ares Management Limited (The “Security Agent”)
- 2023-09-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-25📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-08-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-05🔒Charge registered #2Lender: Ares Management Limited (The “Security Agent”)
- 2021-12-09➕BLAND, Simon Christopher appointeddirector
- 2021-12-09➕PAGE, John David appointeddirector
- 2021-12-09➕SEED, Craig Arthur appointeddirector
- 2021-12-09🔒Charge registered #1Lender: Ares Management Limited (As Security Agent)
- 2021-09-13➖RUPAL, Raj Gopal resignedsecretary
- 2018-10-09➖CHANNING, Lewin Edwin resigneddirector
- 2007-07-24➕CHANNING, Lewin Edwin appointeddirector
- 2007-04-27🏢Company incorporatedAs CHANNING LUCAS HOLDING LIMITED
- 2007-04-27➕LUCAS, John appointeddirector
- 2007-04-27➕RUPAL, Raj Gopal appointedsecretary
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "LUCAS" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Lucas & Partners Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Lucas & Partners Ltd
Corporate parent · holds 75-100% shares · board control
⬇
CHANNING LUCAS HOLDING LIMITED
This company · 06228818
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lucas & Partners Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 11/09/2018 |
2 historic (ceased) PSCs
- Mr John Lucasceased 25/05/2020· significant influence
- Mr Lewin Edwin Channingceased 25/02/2020· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2X IGNITE LIMITED→ 15873885 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABIGAIL FINANCE LTD→ 16529900 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABL ADJUSTING LIMITED→ 01314814 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| ABRDN EUROPEAN SUSTAINABLE INFRASTRUCTURE GP V LIMITED→ 15767713 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABRDN FUND MANAGERS LIMITED→ 00740118 · est 1962 · no financials extracted | — | — | — | — | 63y | — | — |
| ABRDN GLOBAL SUSTAINABLE INFRASTRUCTURE IV UK LATAM B LIMITED→ 16417272 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABS GRID LTD→ 15390832 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABV TRADE LTD→ 16771181 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABWORLD LTD→ 13134215 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AC (AWRP) HOLDCO 1 LIMITED→ 11521069 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AC (AWRP) HOLDCO 3 LIMITED→ 11520772 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AC OVERSEAS LIMITED→ 15820927 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-04-27
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
65 Leadenhall Street
London
EC3A 2AD
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-10
Last: 2025-10-27
Officers (5 active · 3 resigned)
PEEL, Alistair Charles→
Activesecretary · appointed 2025-07-14
View their other companies + combined net worth →
BLAND, Simon Christopher→
Activedirector · ~60y · appointed 2021-12-09
View their other companies + combined net worth →
Active
PAGE, John David→
Activedirector · ~60y · appointed 2021-12-09
View their other companies + combined net worth →
POWELL, Eliot James→
Activedirector · ~55y · appointed 2024-12-20
View their other companies + combined net worth →
RUPAL, Raj Gopal→
Resignedsecretary · appointed 2007-04-27 · resigned 2021-09-13
CHANNING, Lewin Edwin→
Resigneddirector · ~76y · appointed 2007-07-24 · resigned 2018-10-09
SEED, Craig Arthur→
Resigneddirector · ~56y · appointed 2021-12-09 · resigned 2025-03-04
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ares Management as Security Agent Ares Management Limited as Security Agent | A registered charge | 1 property | 25/04/2025 | — | |
| outstanding | Ares Management (The “Security Agent”) Ares Management Limited (The “Security Agent”) | A registered charge | 1 property | 27/03/2024 | — | |
| outstanding | Ares Management (The “Security Agent”) Ares Management Limited (The “Security Agent”) | A registered charge | 1 property | 05/04/2022 | — | |
| outstanding | Ares Management (As Security Agent) Ares Management Limited (As Security Agent) | A registered charge | 1 property | 09/12/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (90 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-29
legacy
accounts · PARENT_ACC
2025-10-29
legacy
other · GUARANTEE2
2025-10-29
legacy
other · AGREEMENT2
2025-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-27
legacy
other · GUARANTEE2
2025-10-13
appoint-person-secretary-company-with-name-date
officers · AP03
2025-07-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-29
change-person-director-company-with-change-date
officers · CH01
2025-03-18
termination-director-company-with-name-termination-date
officers · TM01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-18
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-12
legacy
accounts · PARENT_ACC
2024-10-12
legacy
other · AGREEMENT2
2024-10-12