3 IN ONE SERVICES LTD
🌳Matureactive
06242267 · ltd · incorporated 2007-05-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Freight transport by road
Sector: Transportation & storage
Investor take
PursueActive trading company with a 82-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 82). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 8.3y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 persons-with-significant-control
Last 90 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 persons-with-significant-control
Last 180 days
4
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-05-18📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-02-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-02-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-06-13📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-06-12➖LOINES, Eileen Rosemary Joy resignedsecretary
- 2023-02-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-05-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-05-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-02-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-11-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-11-07🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2018-02-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-02-16🔒Charge registered #1Lender: Rbs Invoice Finance Limited
- 2018-01-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-04-06➕LOINES, Damien James appointeddirector
- 2012-05-31➖SPICER, Antony John resigneddirector
- 2011-06-01➕LOINES, Albert Edward appointeddirector
- 2007-05-10🏢Company incorporatedAs 3 IN ONE SERVICES LTD
- 2007-05-10➕LOINES, Eileen Rosemary Joy appointedsecretary
- 2007-05-10➕SPICER, Antony John appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 82 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
89/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Albert Edward Loines Individual · British · DOB 04/1944 · age 82 | 50–75% | — | 50-75% shares | 06/04/2016 |
Mr Damien James Loines Individual · British · DOB 03/1977 · age 49 | 25–50% | — | 25-50% shares | 25/05/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Transport & logistics · NR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&M SOLUTIONS 4 U LTD→ 13881309 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AA DISPATCH (UK) LIMITED→ 06410416 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ABBEY TRANSPORT LIMITED→ 00323276 · est 1937 · no financials extracted | — | — | — | — | 89y | — | — |
| ABIOLACFA LIMITED→ 14473087 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABP TRANS LTD→ 14903531 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACA RESOURCE MANAGEMENT LTD→ 14441139 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACE TAXIS (NORFOLK) LIMITED→ 09994004 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ADVANCED MACHINERY RELOCATIONS LIMITED→ 04470614 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AEROTECH MAINTENANCE LTD→ 14635105 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AES LOGISTICS LTD→ 04810184 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| AFFORDABLE VEHICLE MOVEMENTS LTD→ 12989808 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AFSC LIMITED→ 06342600 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-05-10
Jurisdictionengland-wales
Primary SIC49410 — Freight transport by road
Registered office
Old Station Yard Geldeston Road
Ellingham
Bungay
Suffolk
NR35 2ER
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-24
Last: 2026-05-10
Officers (2 active · 2 resigned)
LOINES, Albert Edward→
Activedirector · ~82y · appointed 2011-06-01
View their other companies + combined net worth →
LOINES, Damien James→
Activedirector · ~49y · appointed 2017-04-06
View their other companies + combined net worth →
LOINES, Eileen Rosemary Joy→
Resignedsecretary · appointed 2007-05-10 · resigned 2023-06-12
SPICER, Antony John→
Resigneddirector · ~64y · appointed 2007-05-10 · resigned 2012-05-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 07/11/2018 | — | |
| outstanding | NatWest Group Rbs Invoice Finance Limited | A registered charge | — | 16/02/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (54 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-18
change-person-director-company-with-change-date
officers · CH01
2026-05-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-02-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-13
termination-secretary-company-with-name-termination-date
officers · TM02
2023-06-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-05-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-05-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-02-16