CAVENDISH WILLS & TRUSTS LIMITED
💤Zombieactive
06242778 · ltd · incorporated 2007-05-10
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 1 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-01-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-02-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-06-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-01-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-01-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-02-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-05-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-01-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-03-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-01-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-02-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-05-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-02-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-06-02📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-01-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2007-05-10🏢Company incorporatedAs CAVENDISH WILLS & TRUSTS LIMITED
- 2007-05-10➕RUSSELL, Tracey Elizabeth appointedsecretary
- 2007-05-10➕RUSSELL, Ian John appointeddirector
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +No director turnover: Company is 19 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
78/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Tracey Elizabeth Russell Individual · British · DOB 05/1966 · age 60 | 25–50% | — | 25-50% shares | 01/04/2023 |
Mr Ian John Russell Individual · British · DOB 02/1965 · age 61 | 25–50% | — | 25-50% shares | 01/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · GU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CIGNPOST CORPORATE LIMITED→ 15785909 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| COMPARE CAR FINANCE LTD→ 14659614 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CORE BUSINESS FINANCE LIMITED→ 16556554 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CORROUR LIMITED→ 08024794 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| COSMOPOLITE GROUP LTD→ 17062447 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| COTTINGHAM FLETCHER & COMPANY LIMITED→ 05393696 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| COVER DIRECT LTD→ 10291957 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| COVERDALE HOMES LIMITED→ 04208213 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CP LIQUIDITY LTD→ 16518174 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CRANFORD MORTGAGE SERVICES LIMITED→ 14779907 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CRANLEIGH FINANCIAL SERVICES LIMITED→ 13690133 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CRANLEIGH MORTGAGE SERVICES LIMITED→ 13690093 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-05-10
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
39 Frimley Road
Camberley
GU15 3EL
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-03-27
Last: 2026-03-13
Officers (2 active · 0 resigned)
RUSSELL, Tracey Elizabeth→
Activesecretary · appointed 2007-05-10
View their other companies + combined net worth →
RUSSELL, Ian John→
Activedirector · ~61y · appointed 2007-05-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (39 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-17
accounts-with-accounts-type-dormant
accounts · AA
2026-01-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-18
accounts-with-accounts-type-dormant
accounts · AA
2025-02-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-06-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-26
accounts-with-accounts-type-dormant
accounts · AA
2024-01-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-28
accounts-with-accounts-type-dormant
accounts · AA
2023-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-12
accounts-with-accounts-type-dormant
accounts · AA
2022-02-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-11
accounts-with-accounts-type-dormant
accounts · AA
2021-05-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-11
accounts-with-accounts-type-dormant
accounts · AA
2020-01-21