FARRELL HEYWORTH MORTGAGES AND PROTECTION LIMITED

🌳Matureactive
06264361 · ltd · incorporated 2007-05-31
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 18.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

1 live charge · oldest 18.3y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 18.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 33/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 9 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Aug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-312024-08-31
Average employees181700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2026-03-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-05-15
    ➕
    CROUCH, Daniel appointed
    director
  3. 2025-05-15
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-05-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2025-03-10
    ➖
    COLLINS, Andrew John resigned
    director
  6. 2025-03-10
    ➖
    COLLINS, Jeremy Russell resigned
    director
  7. 2025-03-10
    ➖
    COLLINS, John Forrester resigned
    director
  8. 2025-03-10
    ➖
    COLLINS, Mark Thomas resigned
    director
  9. 2025-03-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2025-03-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2025-03-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2025-03-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2024-04-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2024-03-05
    ➕
    COLLINS, Andrew John appointed
    director
  15. 2024-03-05
    ➕
    COLLINS, Jeremy Russell appointed
    director
  16. 2024-03-05
    ➕
    COLLINS, John Forrester appointed
    director
  17. 2024-03-05
    ➕
    COLLINS, Mark Thomas appointed
    director
  18. 2024-03-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2024-03-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2024-03-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2024-03-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2023-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2022-05-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2022-03-17
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  25. 2021-03-14
    📄
    accounts-with-accounts-type-small
    accounts · AA
  26. 2020-04-16
    📄
    accounts-with-accounts-type-small
    accounts · AA
  27. 2020-02-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  28. 2010-09-01
    ➖
    BROOKS, Kevin Charles resigned
    director
  29. 2008-09-19
    ➖
    COLLINS, John Forrester resigned
    secretary
  30. 2008-09-19
    ➖
    COLLINS, John Forrester resigned
    director
  31. 2008-09-19
    ➖
    HEYWORTH, Christopher Price resigned
    director
  32. 2008-09-10
    ➕
    FRENCH, John Andrew appointed
    director
  33. 2008-09-10
    ➕
    BROOKS, Kevin Charles appointed
    director
  34. 2008-02-01
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  35. 2007-05-31
    🏢
    Company incorporated
    As FARRELL HEYWORTH MORTGAGES AND PROTECTION LIMITED
  36. 2007-05-31
    ➕
    COLLINS, John Forrester appointed
    secretary
  37. 2007-05-31
    ➕
    COLLINS, John Forrester appointed
    director
  38. 2007-05-31
    ➕
    HEYWORTH, Christopher Price appointed
    director

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

49/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 18 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Farrell Heyworth Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Farrell Heyworth Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
FARRELL HEYWORTH MORTGAGES AND PROTECTION LIMITED
This company · 06264361

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Farrell Heyworth Holdings Limited
Corporate entity
75–100%
—75-100% shares31/05/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-05-31
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

2nd Floor Office Suite
Church Street
Covell Cross, Lancaster
Lancashire
LA1 1EX

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-05-07
Last: 2026-04-23

Officers (2 active · 8 resigned)

CROUCH, Daniel→
director · ~43y · appointed 2025-05-15
View their other companies + combined net worth →
Active
FRENCH, John Andrew→
director · ~56y · appointed 2008-09-10
View their other companies + combined net worth →
Active
COLLINS, John Forrester→
secretary · appointed 2007-05-31 · resigned 2008-09-19
Resigned
BROOKS, Kevin Charles→
director · ~66y · appointed 2008-09-10 · resigned 2010-09-01
Resigned
COLLINS, Andrew John→
director · ~40y · appointed 2024-03-05 · resigned 2025-03-10
Resigned
COLLINS, Jeremy Russell→
director · ~68y · appointed 2024-03-05 · resigned 2025-03-10
Resigned
COLLINS, John Forrester→
director · ~72y · appointed 2024-03-05 · resigned 2025-03-10
Resigned
COLLINS, John Forrester→
director · ~72y · appointed 2007-05-31 · resigned 2008-09-19
Resigned
COLLINS, Mark Thomas→
director · ~41y · appointed 2024-03-05 · resigned 2025-03-10
Resigned
HEYWORTH, Christopher Price→
director · ~68y · appointed 2007-05-31 · resigned 2008-09-19
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
Debenture1 property01/02/2008—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (63 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-02
appoint-person-director-company-with-name-date
officers · AP01
2025-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-08
termination-director-company-with-name-termination-date
officers · TM01
2025-03-10
termination-director-company-with-name-termination-date
officers · TM01
2025-03-10
termination-director-company-with-name-termination-date
officers · TM01
2025-03-10
termination-director-company-with-name-termination-date
officers · TM01
2025-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-26
appoint-person-director-company-with-name-date
officers · AP01
2024-03-05
appoint-person-director-company-with-name-date
officers · AP01
2024-03-05
appoint-person-director-company-with-name-date
officers · AP01
2024-03-05
appoint-person-director-company-with-name-date
officers · AP01
2024-03-05